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Employee Navigator vs Paylocity: Which is Better in 2026?

Choosing between Employee Navigator and Paylocity comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.

Bottom line: Paylocity is our overall pick for hris workflows. Pick Employee Navigator if you need its specific feature set.

··Methodology
Editor reviewed0 verified reviews comparedPricing checked Aug 2026

Short on time? Here's the quick answer

We've tested both tools. Here's who should pick what:

Employee Navigator

Benefits, HR, and compliance for brokers and employers

Best for you if:

  • Employee Navigator is a single platform for benefits administration, HR management, and compliance, used by brokers and employers.
  • It integrates with numerous partners including carriers, TPAs, and payroll systems to streamline operations.

Paylocity

Unify HR, Finance, & IT for simplified operations and empowered teams.

Best for you if:

  • Unifies HR, Finance, and IT functions on a single platform.
  • Automates tasks, provides real-time data, and improves decision-making.
At a Glance
Employee NavigatorEmployee Navigator
PaylocityPaylocity
Starts at
Custom
$5/moBase HR
Best For
HRISHRIS
Rating
4.6/54.5/5
Free plan
No No

Choose Employee Navigator or Paylocity?

Employee Navigator

Choose Employee Navigator if

Benefits, HR, and compliance for brokers and employers

  • Comprehensive all-in-one platform for benefits, HR, and compliance, reducing the need for multiple tools.
  • Extensive integration ecosystem with numerous partners, enabling seamless data flow.
  • Designed specifically for insurance brokers, with features like agency management integrations and broker analytics.
Paylocity

Choose Paylocity if

Unify HR, Finance, & IT for simplified operations and empowered teams.

  • Good payroll platform
  • HR features
  • Good UI
FeatureEmployee NavigatorPaylocity
Pricing ModelPaidPaid
User Rating
4.6/5
345 reviews
4.5/5
5,172 reviews
Categories
HRISEmployee Onboarding
HRISPayroll

In-Depth Analysis

Employee NavigatorEmployee Navigator

Benefits, HR, and compliance for brokers and employers

Strengths

  • +Comprehensive all-in-one platform for benefits, HR, and compliance, reducing the need for multiple tools.
  • +Extensive integration ecosystem with numerous partners, enabling seamless data flow.
  • +Designed specifically for insurance brokers, with features like agency management integrations and broker analytics.

Weaknesses

  • -Primarily targeted at brokers, not directly for employers without a broker relationship.
  • -Pricing can add up for larger client bases.

Key features

Benefits administration with online enrollment and life event trackingACA reporting with variable hour management, 1095/1094 reporting, and affordability calculatorNew hire onboarding and compliance task managementTime-off (PTO) tracking and asset trackingCustomizable plan libraries, reports, and broker/HR analyticsIntegrations with 600+ carriers, payroll, and TPA partners
Starts at Custom

Value 55/100. Employee Navigator's pricing is opaque (all tiers require contacting sales) and likely expensive for small brokers, as the feature progression from Enhanced to Platinum suggests significant cost escalation for essentials like 834 EDI and priority support.

Watch out: 834 EDI files cost extra until Platinum tier

PaylocityPaylocity

Unify HR, Finance, & IT for simplified operations and empowered teams.

Strengths

  • +Good payroll platform
  • +HR features
  • +Good UI
  • +Fair pricing
  • +Good support

Weaknesses

  • -Per-employee pricing
  • -Learning curve
  • -Implementation time
  • -Feature gaps
  • -Contract commitment

Key features

Payroll processingHR managementTime trackingBenefits administrationTalent managementCompliance
Starts at $5/mo

Value 60/100. Paylocity's pricing, particularly for the "Full Suite" at $22-32/user/month plus significant implementation fees, appears expensive compared to many market alternatives.

Watch out: Mandatory Base HR tier for payroll

Pricing: Employee Navigator vs Paylocity

PlanEmployee NavigatorPaylocity
Tier 1
Contact Sales
Enhanced
$5
Base HR
Tier 2
Contact Sales
Enhanced Plus
22-32
Full Suite
Tier 3
Contact Sales
Elite
N/A
Tier 4
Contact Sales
Platinum
N/A

Pricing verified from each vendor's public pricing page. Compare in detail on Employee Navigator pricing and Paylocity pricing.

Who Should Use What?

On a budget?

Both are paid. Compare plans on their websites.

Go with: Paylocity

Want the highest-rated option?

Employee Navigator: 4.6/5 (345 reviews). Paylocity: 4.5/5 (5,172 reviews).

Go with: Employee Navigator

Value user reviews?

Employee Navigator: 345 reviews (4.6/5). Paylocity: 5,172 reviews (4.5/5).

Go with: Paylocity

3 Questions to Help You Decide

1

What's your budget?

Both are paid. Pricing won't help you decide here.

2

What's your use case?

Both are hris tools. Compare their specific features to decide.

3

How important are ratings?

Employee Navigator is rated higher: 4.6/5 vs 4.5/5.

Key Takeaways

Paylocity

  • Larger review base (5,172 reviews)
  • Our pick for this comparison

Employee Navigator

  • Higher user rating: 4.6/5 vs 4.5/5

The Bottom Line

Paylocity is our pick.

Frequently Asked Questions

Is Employee Navigator or Paylocity better?

Paylocity is rated in our evaluation. Both are paid.

What are Employee Navigator and Paylocity used for?

Employee Navigator: Benefits, HR, and compliance for brokers and employers. Paylocity: Unify HR, Finance, & IT for simplified operations and empowered teams..

What does Employee Navigator cost vs Paylocity?

Employee Navigator is a paid tool. Paylocity is a paid tool. Visit their websites for detailed pricing.

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