Float vs Tidy Cents: Pricing and Ratings Compared (2026)
Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Float and Tidy Cents side by side. This page compares data; it is not a hands-on review.
On the data: On the data below, Tidy Cents leads on a free plan. We do not name an overall winner for this pair.
Short on time? Here's the quick answer
Based on published vendor pricing and features and on public review data, here's who should pick what:
Float
Unlock cash visibility and make confident financial decisions with visual cash flow forecasting.
Best for you if:
- • You want to unlock cash visibility and make confident financial decisions with visual cash flow forecasting
Tidy Cents
Financial decision platform for business owners and freelancers: test a decision on your real numbers before you commit.
Best for you if:
- • Business owners and freelancers who want to test a hire, loan, big order or payment terms on real numbers before committing
| At a Glance | Float | Tidy Cents |
|---|---|---|
Starts at | From $265/mo flat, billed monthly Growth plan | Free plan, paid from $40/mo, billed monthly 1 workspace plan |
Category | Finance Analytics | Financial Planning |
Rating | 4.5/5 Capterra 4.5 1,621 reviews | n/a |
Free plan | No | Yes |
Watch out for | Limited to Xero, QuickBooks, or FreeAgent integrations only, if you use Sage, Wave, or another accounting tool, Float won't connect to your data | n/a |
Choose Float or Tidy Cents?
Choose Float if
- You want to unlock cash visibility and make confident financial decisions with visual cash flow forecasting
Choose Tidy Cents if
- Business owners and freelancers who want to test a hire, loan, big order or payment terms on real numbers before committing
- You want a free tier before you commit
In-Depth Analysis
Float
Unlock cash visibility and make confident financial decisions with visual cash flow forecasting.
Float is a solid cash flow forecasting tool for small businesses using Xero, QuickBooks, or FreeAgent, with pricing that scales by both plan tier and annual revenue.
Watch out
Limited to Xero, QuickBooks, or FreeAgent integrations only, if you use Sage, Wave, or another accounting tool, Float won't connect to your data
Strengths
- Pro: Cash flow forecasting
- Pro: Good integration
- Pro: Active development
- Pro: Good features
- Pro: Fair pricing
Weaknesses
- Con: Limited features
- Con: Learning curve
- Con: Better alternatives exist
- Con: Feature gaps
- Con: Support varies
Key features
Tidy Cents
Financial decision platform for business owners and freelancers: test a decision on your real numbers before you commit.
Strengths
- Pro: Every result shows its formula, inputs and working; nothing is an AI estimate
- Pro: Day-by-day cash simulation finds the first breaking point and the smallest safe fix
- Pro: 30+ tools are free with no sign-up; 8 languages and any currency
Weaknesses
- Con: Not accounting or bookkeeping software: it models decisions, it does not keep your books
- Con: No public API or native mobile app yet; it runs in the browser
- Con: No free trial on paid plans (an open demo is available before buying)
Key features
Plans and prices: Float vs Tidy Cents
| Tool | Plans and prices | Source |
|---|---|---|
| Float |
| floatapp.com/pricing read Oct 31, 2026 |
| Tidy Cents |
| gettidycents.com/x-ray/pricing |
Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Float pricing and Tidy Cents pricing.
Key Takeaways
Float
- Choose Float if you want to unlock cash visibility and make confident financial decisions with visual cash flow forecasting
Tidy Cents
- Has a free plan
What the data shows
On the data below, Tidy Cents leads on a free plan. We do not name an overall winner for this pair.
- Only Float has a published user rating (4.5/5 from 1,621 reviews); Tidy Cents has none we can show.
- Entry prices are not ranked, they are charged on different bases: Float $265/mo flat, billed monthly; Tidy Cents $40/mo, billed monthly.
- Only Tidy Cents has a free plan.
Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate
Frequently Asked Questions
How do Float and Tidy Cents compare in 2026?
On the data below, Tidy Cents leads on a free plan. We do not name an overall winner for this pair. Only Float has a published user rating (4.5/5 from 1,621 reviews); Tidy Cents has none we can show. Entry prices are not ranked, they are charged on different bases: Float $265/mo flat, billed monthly; Tidy Cents $40/mo, billed monthly. Only Tidy Cents has a free plan.
What are Float and Tidy Cents used for?
Float: Unlock cash visibility and make confident financial decisions with visual cash flow forecasting. Tidy Cents: Financial decision platform for business owners and freelancers: test a decision on your real numbers before you commit.
What does Float cost vs Tidy Cents?
Float's cheapest paid plan is Growth at $265/mo flat, billed monthly. Tidy Cents's cheapest paid plan is 1 workspace at $40/mo, billed monthly; it also has a free plan. Prices read on the vendors' pricing pages, latest check Oct 31, 2026.
What's the main difference between Float and Tidy Cents?
Float's main strength: cash flow forecasting. Tidy Cents's main strength: every result shows its formula, inputs and working; nothing is an AI estimate.
Spotted an outdated price or a wrong fact? Suggest a correction: we check it against the vendor's own page. Work for one of these vendors? Claim your listing to update it yourself.