Skip to content
Tidy Cents logo

Tidy Cents

Claimed

Financial decision platform for business owners and freelancers: test a decision on your real numbers before you commit.

From $40/mo, billed monthly (free plan available) Visit Website
Tracked since 2026

The Bottom Line

Best for
Business owners and freelancers who want to test a hire, loan, big order or payment terms on real numbers before committing
Price
From $40/mo, billed monthly (free plan available). Compare plans

Key facts

  • Free tools; Business Decision X-Ray from $40/month
  • Every result shows its working: fixed, tested formulas, no AI guesses
  • 8 languages (EN, DE, FR, IT, ES, PT, NL, RU), any currency

Pros

  • Every result shows its formula, inputs and working; nothing is an AI estimate
  • Day-by-day cash simulation finds the first breaking point and the smallest safe fix
  • 30+ tools are free with no sign-up; 8 languages and any currency

Cons

  • Not accounting or bookkeeping software: it models decisions, it does not keep your books
  • No public API or native mobile app yet; it runs in the browser
  • No free trial on paid plans (an open demo is available before buying)

What is Tidy Cents?

Financial decision platform for business owners and freelancers. Before you hire, borrow, take a big order or agree payment terms, test it on your own numbers. Flagship Business Decision X-Ray runs nine tests from one profile and names what breaks first, when, by how much, and the smallest fix. $40/$100/$350 per month. 170+ financial tools & kits, 30+ free. No AI guesses: fixed, tested formulas that show their working. 8 languages, any currency.

Available on: Web

Preview

Key Features

  • Business Decision X-Ray: nine tests from one business profile
  • Cash survival, revenue shock and cost shock tests
  • Customer dependency and payment-delay tests
  • Deal safety: minimum safe price, deposit and payment terms
  • Action plan: what breaks first, on which date, by how much, smallest fix

Pricing Plans

Tidy Cents plans and prices
Plan Price Details
1 workspace

$40/month

  • Full product
  • One business with its own complete model, decisions and history
Up to 10 workspaces

$100/month

  • Full product
  • Up to ten separate businesses
Up to 50 workspaces

$350/month

  • Full product
  • For portfolios and advisors
50+ workspaces

Contact us

  • Tailored plan
  • For accountants, franchises and groups with more than 50 businesses
Full Tidy Cents pricing: every plan and alternatives

How Tidy Cents's pricing compares

Tidy Cents starts at $40/mo, billed monthly. Its direct competitors are priced on a different basis (per user, or in another currency), so each entry price below is shown with its own unit and currency and is not ranked against the others.

Tidy Cents
$40/mo, billed monthly
$15/user/mo, billed yearly
$265/mo flat, whole organisation, billed monthly
$700/mo, billed monthly
$15/mo flat, whole organisation, billed monthly

Entry paid plan, monthly price (billing term shown per row), in each tool's own currency.

Reviews

Improve Your Thinking Patterns Using ChatGPT cover
$99 Free with your review

Review Tidy Cents, get a free AI guide

Share your experience and we will send you Improve Your Thinking Patterns Using ChatGPT, free.

Write a review

Best Tidy Cents Alternatives

Top alternatives based on features, pricing, and user needs.

Most buyers shortlist 2 or 3 tools before committing. Pull a side-by-side comparison or browse the full alternatives shortlist below.

Explore More

Tidy Cents FAQ

Is Tidy Cents free?

Partly. More than 30 tools (cash runway, break-even, minimum price, deposit, payment terms and others) are free with no sign-up. The Business Decision X-Ray costs $40/month for 1 business, $100/month for up to 10 and $350/month for up to 50. There is no free trial; the demo is open.

Does Tidy Cents use AI?

No. Results are calculated with fixed, tested formulas and every result shows its inputs and working.

Who is Tidy Cents for?

Business owners and freelancers who want to test a hire, a loan, a large order or new payment terms against their real cash before committing.