Fathom vs Tidy Cents: Pricing and Ratings Compared (2026)
Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Fathom and Tidy Cents side by side. This page compares data; it is not a hands-on review.
On the data: On the data below the two are close or not directly comparable, so we do not name a winner for this pair.
Short on time? Here's the quick answer
Based on published vendor pricing and features and on public review data, here's who should pick what:
Fathom
AI notetaker that summarizes your meetings so you can focus on the conversation.
Tidy Cents
Financial decision platform for business owners and freelancers: test a decision on your real numbers before you commit.
Best for you if:
- • Business owners and freelancers who want to test a hire, loan, big order or payment terms on real numbers before committing
| At a Glance | Fathom | Tidy Cents |
|---|---|---|
Starts at | Free plan, paid from $15/user/mo, billed yearly Team plan | Free plan, paid from $40/mo, billed monthly 1 workspace plan |
Category | Transcription AI Assistants | Financial Planning |
Rating | 4.9/5 G2 5.0 · Trustpilot 4.8 7,187 reviews | n/a |
Free plan | Yes | Yes |
Watch out for | Team and Business require at least 2 users | n/a |
Choose Fathom or Tidy Cents?
Choose Fathom if
- You need transcription features specifically.
Choose Tidy Cents if
- Business owners and freelancers who want to test a hire, loan, big order or payment terms on real numbers before committing
In-Depth Analysis
Fathom
AI notetaker that summarizes your meetings so you can focus on the conversation.
Fathom's free plan is generous, with unlimited recordings and transcription.
Watch out
Team and Business require at least 2 users
Strengths
- Pro: Meeting transcription
- Pro: AI summaries
- Pro: Free tier generous
- Pro: Privacy focused
- Pro: Good accuracy
Weaknesses
- Con: Limited integrations
- Con: Newer platform
- Con: Enterprise features limited
- Con: Storage limits
- Con: Competition from others
Key features
Tidy Cents
Financial decision platform for business owners and freelancers: test a decision on your real numbers before you commit.
Strengths
- Pro: Every result shows its formula, inputs and working; nothing is an AI estimate
- Pro: Day-by-day cash simulation finds the first breaking point and the smallest safe fix
- Pro: 30+ tools are free with no sign-up; 8 languages and any currency
Weaknesses
- Con: Not accounting or bookkeeping software: it models decisions, it does not keep your books
- Con: No public API or native mobile app yet; it runs in the browser
- Con: No free trial on paid plans (an open demo is available before buying)
Key features
Plans and prices: Fathom vs Tidy Cents
| Tool | Plans and prices | Source |
|---|---|---|
| Fathom |
| fathom.ai/pricing read Nov 2, 2026 |
| Tidy Cents |
| gettidycents.com/x-ray/pricing |
Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Fathom pricing and Tidy Cents pricing.
Key Takeaways
Fathom
- Worth considering for transcription
Tidy Cents
- Worth considering for financial planning
What the data shows
On the data below the two are close or not directly comparable, so we do not name a winner for this pair.
- Only Fathom has a published user rating (4.9/5 from 7,187 reviews); Tidy Cents has none we can show.
- Entry prices are not ranked, they are charged on different bases: Fathom $15/user/mo, billed yearly; Tidy Cents $40/mo, billed monthly.
- Both have a free plan.
Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate
What Users Say
Fathom Reviews
Value for money
Great for meeting. As a secretary you only need this as one tool that can change your reporting style and timing minute.
Tidy Cents Reviews
No reviews yet
Frequently Asked Questions
How do Fathom and Tidy Cents compare in 2026?
On the data below the two are close or not directly comparable, so we do not name a winner for this pair. Only Fathom has a published user rating (4.9/5 from 7,187 reviews); Tidy Cents has none we can show. Entry prices are not ranked, they are charged on different bases: Fathom $15/user/mo, billed yearly; Tidy Cents $40/mo, billed monthly. Both have a free plan.
What are Fathom and Tidy Cents used for?
Fathom: AI notetaker that summarizes your meetings so you can focus on the conversation. Tidy Cents: Financial decision platform for business owners and freelancers: test a decision on your real numbers before you commit.
What does Fathom cost vs Tidy Cents?
Fathom's cheapest paid plan is Team at $15/user/mo, billed yearly; it also has a free plan. Tidy Cents's cheapest paid plan is 1 workspace at $40/mo, billed monthly; it also has a free plan. Prices read on the vendors' pricing pages, latest check Nov 2, 2026.
What's the main difference between Fathom and Tidy Cents?
Fathom's main strength: meeting transcription. Tidy Cents's main strength: every result shows its formula, inputs and working; nothing is an AI estimate.
Spotted an outdated price or a wrong fact? Suggest a correction: we check it against the vendor's own page. Work for one of these vendors? Claim your listing to update it yourself.