Float vs Tidy Cents: Pricing and Ratings Compared (2026)
Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Float and Tidy Cents side by side. This page compares data; it is not a hands-on review.
On the data: On the data below, Tidy Cents leads on lower entry price and a free plan. We do not name an overall winner for this pair.
Short on time? Here's the quick answer
Based on published vendor pricing and features and on public review data, here's who should pick what:
Float
Optimize resource allocation, plan projects profitably, and gain financial insights for your team.
Best for you if:
- • You want a tool that increases resourcing efficiency and on-time delivery
Tidy Cents
Financial decision platform for business owners and freelancers: test a decision on your real numbers before you commit.
Best for you if:
- • Business owners and freelancers who want to test a hire, loan, big order or payment terms on real numbers before committing
| At a Glance | Float | Tidy Cents |
|---|---|---|
Starts at | From $700/mo, billed monthly Starter plan | Free plan, paid from $40/mo, billed monthly 1 workspace plan |
Category | Project Management Resource Planning | Financial Planning |
Rating | 4.4/5 G2 4.4 45 reviews | n/a |
Free plan | No | Yes |
Choose Float or Tidy Cents?
Choose Float if
- You want a tool that increases resourcing efficiency and on-time delivery
- You want a tool that provides clear visibility into team availability and project profitability
Choose Tidy Cents if
- Business owners and freelancers who want to test a hire, loan, big order or payment terms on real numbers before committing
- You want a free tier before you commit
- Budget matters ($40/mo, billed monthly vs $700/mo, billed monthly)
In-Depth Analysis
Float
Optimize resource allocation, plan projects profitably, and gain financial insights for your team.
Float's pricing is on the expensive side, especially for smaller teams.
Strengths
- Pro: Increases resourcing efficiency and on-time delivery
- Pro: Provides clear visibility into team availability and project profitability
- Pro: Helps prevent double-booking and overworking team members
- Pro: Flexible for various work arrangements (full-time, part-time, contractors)
- Pro: User-friendly interface with drag-and-drop functionality
Weaknesses
- Con: Float's built-in reporting is thin, so teams that need in-depth project budget or financial analysis often end up exporting data to CSV and rebuilding the numbers in a spreadsheet.
- Con: Float is a pure resource scheduler with no real project or task management, lacking task dependencies and hierarchies, so it usually has to be paired with a separate PM tool for the actual execution work.
- Con: Because you pay per scheduled person and capabilities like actuals tracking, advanced reporting, SSO, and multi-currency are gated to the $12-per-person Pro tier, costs scale steeply as headcount grows.
- Con: Larger teams report the schedule becomes cumbersome at scale, citing heavy horizontal scrolling and project managers finding recurring timesheet entry tedious once dozens of people are on it.
Key features
Tidy Cents
Financial decision platform for business owners and freelancers: test a decision on your real numbers before you commit.
Strengths
- Pro: Every result shows its formula, inputs and working; nothing is an AI estimate
- Pro: Day-by-day cash simulation finds the first breaking point and the smallest safe fix
- Pro: 30+ tools are free with no sign-up; 8 languages and any currency
Weaknesses
- Con: Not accounting or bookkeeping software: it models decisions, it does not keep your books
- Con: No public API or native mobile app yet; it runs in the browser
- Con: No free trial on paid plans (an open demo is available before buying)
Key features
Plans and prices: Float vs Tidy Cents
| Tool | Plans and prices | Source |
|---|---|---|
| Float |
| float.com/pricing read Nov 2, 2026 |
| Tidy Cents |
| gettidycents.com/x-ray/pricing |
Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Float pricing and Tidy Cents pricing.
Key Takeaways
Float
- Choose Float if you want to optimize resource allocation, plan projects profitably, and gain financial insights for your team
Tidy Cents
- Lower entry price: $40/mo, billed monthly vs $700/mo, billed monthly
- Has a free plan
What the data shows
On the data below, Tidy Cents leads on lower entry price and a free plan. We do not name an overall winner for this pair.
- Only Float has a published user rating (4.4/5 from 45 reviews); Tidy Cents has none we can show.
- Tidy Cents has the lower entry price: $40/mo, billed monthly (1 workspace) against $700/mo, billed monthly (Starter) for Float.
- Only Tidy Cents has a free plan.
Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate
Frequently Asked Questions
How do Float and Tidy Cents compare in 2026?
On the data below, Tidy Cents leads on lower entry price and a free plan. We do not name an overall winner for this pair. Only Float has a published user rating (4.4/5 from 45 reviews); Tidy Cents has none we can show. Tidy Cents has the lower entry price: $40/mo, billed monthly (1 workspace) against $700/mo, billed monthly (Starter) for Float. Only Tidy Cents has a free plan.
What are Float and Tidy Cents used for?
Float: Optimize resource allocation, plan projects profitably, and gain financial insights for your team. Tidy Cents: Financial decision platform for business owners and freelancers: test a decision on your real numbers before you commit.
What does Float cost vs Tidy Cents?
Float's cheapest paid plan is Starter at $700/mo, billed monthly. Tidy Cents's cheapest paid plan is 1 workspace at $40/mo, billed monthly; it also has a free plan. Prices read on the vendors' pricing pages, latest check Nov 2, 2026.
What's the main difference between Float and Tidy Cents?
Float's main strength: increases resourcing efficiency and on-time delivery. Tidy Cents's main strength: every result shows its formula, inputs and working; nothing is an AI estimate.
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