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Found vs Lili: Pricing and Ratings Compared (2026)

Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Found and Lili side by side. This page compares data; it is not a hands-on review.

On the data: On the data below the two are close or not directly comparable, so we do not name a winner for this pair.

Data comparison compiled by Toolradar, not hand-reviewed Methodology
Data comparison 6 user reviews compared Pricing checked Nov 10, 2026

Short on time? Here's the quick answer

Based on published vendor pricing and features and on public review data, here's who should pick what:

Found

Smarter banking, bookkeeping, and tax management for small businesses and freelancers.

Best for you if:

  • • You want a tool that consolidates banking, bookkeeping, invoicing, and tax management in one platform

Lili

Online banking and financial management designed for small businesses and freelancers.

At a glance: Found vs Lili
At a Glance
Found Found
Lili Lili
Starts at
Free plan, paid from $35/mo or $315/yr Found Plus plan
Free plan, paid from $15/mo flat, billed monthly Lili Pro plan
Category
Tax Software Accounting
Accounting Finance
Rating
4.5/5 G2 4.5 6 reviews n/a
Free plan
Yes Yes

Choose Found or Lili?

Found

Choose Found if

  • You want a tool that consolidates banking, bookkeeping, invoicing, and tax management in one platform
  • You want a tool that automates tax savings and expense tracking, simplifying tax preparation
Lili

Choose Lili if

  • You need accounting features specifically.

In-Depth Analysis

Found Found

Smarter banking, bookkeeping, and tax management for small businesses and freelancers.

Good value

Found offers a very generous free tier, making it highly accessible for new freelancers and small businesses.

Strengths

  • Pro: Consolidates banking, bookkeeping, invoicing, and tax management in one platform.
  • Pro: Automates tax savings and expense tracking, simplifying tax preparation.
  • Pro: Offers a free tier with essential business banking and bookkeeping features.
  • Pro: Provides tools for contractor management, including W-9 collection and 1099 e-filing.
  • Pro: AI assistant helps with financial queries and automates administrative tasks.

Weaknesses

  • Con: Advanced features like higher APY, cash back, and unlimited custom rules are only available in paid plans.
  • Con: Found Assistant is in beta and may make mistakes, requiring professional consultation for critical advice.
  • Con: Found is a financial technology company, not a bank, with banking services provided by a partner bank.

Key features

Online business checking account Mastercard Business debit card Team debit cards with spending controls Up to 10 sub-accounts (Pockets) for cash flow management Automatic expense categorization and receipt scanning Real-time tax estimates and automated tax savings

Lili Lili

Online banking and financial management designed for small businesses and freelancers.

Good value

Lili offers a generous free tier, 'Lili Core', providing essential banking features, which is excellent for new freelancers or very small businesses.

Strengths

  • Pro: No monthly fees for the Core bank account
  • Pro: No minimum balance requirements
  • Pro: High APY on savings account
  • Pro: Comprehensive financial tools (banking, bookkeeping, invoicing, taxes) in one place
  • Pro: Strong security features and FDIC insurance

Weaknesses

  • Con: Business credit and expedited check deposits may have specific eligibility or fees not fully disclosed on the main page

Key features

High-speed, high-volume payments (Express ACH, domestic & international wires) Expedited check deposits Business credit with flexible terms Up to 4.00% Annual Percentage Yield (APY) on savings Up to $3 Million FDIC Insurance through a sweep network Seamless integration with business tools

Plans and prices: Found vs Lili

Plans and prices of Found and Lili, as read on each vendor's pricing page. Each plan keeps its own billing unit.
Tool Plans and prices Source
Found
  • Found: Free
  • Found Plus: $35/mo or $315/yr
  • Found Pro: $80/mo, billed monthly
found.com/pricing read Nov 10, 2026
Lili
  • Lili Core: Free
  • Lili Pro: $15/mo flat, billed monthly
  • Lili Smart: $35/mo flat, billed monthly
  • Lili Premium: $55/mo flat, billed monthly
lili.co/plans read Nov 7, 2026

Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Found pricing and Lili pricing.

Key Takeaways

Found

  • Worth considering for tax software

Lili

  • Worth considering for accounting

What the data shows

On the data below the two are close or not directly comparable, so we do not name a winner for this pair.

  • Only Found has a published user rating (4.5/5 from 6 reviews); Lili has none we can show.
  • Entry prices are not ranked, they are charged on different bases: Found $35/mo or $315/yr; Lili $15/mo flat, billed monthly.
  • Both have a free plan.

Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate

Frequently Asked Questions

How do Found and Lili compare in 2026?

On the data below the two are close or not directly comparable, so we do not name a winner for this pair. Only Found has a published user rating (4.5/5 from 6 reviews); Lili has none we can show. Entry prices are not ranked, they are charged on different bases: Found $35/mo or $315/yr; Lili $15/mo flat, billed monthly. Both have a free plan.

What are Found and Lili used for?

Found: Smarter banking, bookkeeping, and tax management for small businesses and freelancers. Lili: Online banking and financial management designed for small businesses and freelancers.

What does Found cost vs Lili?

Found's cheapest paid plan is Found Plus at $35/mo or $315/yr; it also has a free plan. Lili's cheapest paid plan is Lili Pro at $15/mo flat, billed monthly; it also has a free plan. Prices read on the vendors' pricing pages, latest check Nov 10, 2026.

What's the main difference between Found and Lili?

Found's main strength: consolidates banking, bookkeeping, invoicing, and tax management in one platform. Lili's main strength: no monthly fees for the Core bank account.

Spotted an outdated price or a wrong fact? Suggest a correction: we check it against the vendor's own page. Work for one of these vendors? Claim your listing to update it yourself.

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