Found vs Lili: Which Should You Choose in 2026?
Choosing between Found and Lili comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Found
Smarter banking, bookkeeping, and tax management for small businesses and freelancers.
Best for you if:
- • All-in-one business banking with integrated bookkeeping and tax tools.
- • Automates tax savings, expense categorization, and contractor payments.
Lili
Online banking and financial management designed for small businesses and freelancers.
Best for you if:
- • Online banking with integrated bookkeeping, invoicing, and tax tools.
- • Offers high-yield savings (up to 4.00% APY) and up to $3M FDIC insurance.
| At a Glance |  Lili | |
|---|---|---|
Price | Free + Paid | Free + Paid |
Best For | Accounting | Accounting |
Rating | —/100 | —/100 |
| Feature | Found | Lili |
|---|---|---|
| Pricing Model | Freemium | Freemium |
| Editorial Score | — | — |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | AccountingInvoicing | AccountingInvoicing |
Understanding the Differences
Both Found and Lili solve similar problems, but they approach them differently.Found positions itself as "smarter banking, bookkeeping, and tax management for small businesses and freelancers." while Lilifocuses on "online banking and financial management designed for small businesses and freelancers.". These differences matter depending on what you're trying to accomplish.
When to Choose Found
Found makes sense if you're looking for a budget-friendly option with a free tier solution.
When to Choose Lili
Lili is worth considering if you need a flexible option with both free and paid tiers tool.
Who Should Use What?
Bootstrapped or small team?
When every dollar counts, Found lets you get started without pulling out your credit card.
We'd pick: Found
Growing fast?
Your team doubled last quarter and you need tools that won't break when you add 50 more people. Lili is built for teams that are leveling up.
We'd pick: Lili
Enterprise with complex needs?
You need SSO, compliance certifications, and a support team that picks up the phone. Both have enterprise tiers—compare their security features.
We'd pick: Found
Still not sure? Answer these 3 questions
How much can you spend?
Tight budget? Start free with Found, upgrade when you're ready.
Do you care what other users think?
Both have similar review counts. Read a few before you commit.
Expert opinion or crowd wisdom?
Our team rated Found higher (/100). But the community has upvoted Lili more (0 votes). Pick your source of truth.
Key Takeaways
What Found Does Better
- Our recommendation for most use cases
Consider Lili If
- You want to start free and scale later
- Its specific features better match your workflow
- You prefer its interface or design approach
The Bottom Line
If we had to pick one, we'd go with Found. But the honest answer is that "better" depends on your situation. Found scores higher in our analysis, but Lili might be the right choice if its specific strengths align with what you need most. Take advantage of free trials to test both before committing.
Frequently Asked Questions
Is Found or Lili better?
Based on our analysis, Found scores higher with high/100. Found isfreemium while Lili is freemium. The best choice depends on your specific needs and budget. We recommend testing both with free trials if available.
Can I switch from Found to Lili easily?
Migration difficulty varies. Check if both tools support data export/import in compatible formats. Some tools offer migration assistance or have integration partners who can help with the transition.
Do Found and Lili offer free trials?
Most software in this category offers free trials or free tiers. Found is freemium with a free tier.Lili is freemium with a free tier. Visit their websites for current trial offers.