Lili Pricing 2026

Plans, hidden costs, and alternatives compared

Pricing verified Oct 2026

5 plans tracked Updated Oct 2026

Cite this data: Toolradar, Lili pricing verified Oct 2026, toolradar.com/tools/lili/pricing

Lili starts at $15/month on the Lili Pro plan.

Verified Oct 2026 from the official pricing page.

Is Lili worth the price?

Good value

Lili offers a generous free tier, 'Lili Core', providing essential banking features, which is excellent for new freelancers or very small businesses.

The 'Lili Pro' at $15/month offers good value for tax and expense management. However, 'Lili Smart' at $35/month and 'Lili Premium' at $55/month become quite expensive for accounting software, especially when compared to dedicated accounting solutions.

It's best for freelancers and small businesses prioritizing integrated banking and basic financial management.

Pricing Plans

Free Trial

Lili Core

$0 / mo

Advanced Business Banking
Business Checking Account with a Visa® Debit Card
Flexible Payment Options: ACH, Check and Wires
Business Credit Access
Savings with up to 4.00% APY
FDIC Insurance up to $3M
Integrations to your Existing Business Tools
7-Day Customer Support

Lili Pro

$15 / mo

Advanced Business Banking
Business Checking Account with a Visa® Debit Card
Flexible Payment Options: ACH, Check and Wires
Business Credit Access
Savings with up to 4.00% APY
FDIC Insurance up to $3M
Integrations to your Existing Business Tools
7-Day Customer Support
Expense and Tax Management
Organize your expense transactions into tax categories
Attach receipts to expenses, add notes
Easily generate quarterly and annual expense reports
Tax savings: Automatically allocate funds towards the tax payments

Lili Smart

$35 / mo

Advanced Business Banking
Business Checking Account with a Visa® Debit Card
Flexible Payment Options: ACH, Check and Wires
Business Credit Access
Savings with up to 4.00% APY
FDIC Insurance up to $3M
Integrations to your Existing Business Tools
7-Day Customer Support
Accounting Software
Income and expenses: Organize your business transactions
Bookkeeping automation: Predictive transaction categorization powered by Lili AI
Receipt capture: Add receipts and notes to expenses
Enhanced reporting: On-demand reports including profit & loss and cash flow statements
Invoice and payments: Easily create and send unlimited invoices, track invoice status and send reminders, and accept payments instantly
Bill management: Auto-scan your bills and pay them instantly
Sync external business bank account and credit card transactions
Tax Savings Automatically allocate funds towards tax payments

Lili Premium

$55 / mo

Premier Priority Service
Front-of-the-line support with a dedicated specialist, available 7 days a week.
Advanced Business Banking
Business Checking Account with a Visa® Debit Card
Flexible Payment Options: ACH, Check and Wires
Business Credit Access
Savings with up to 4.00% APY
FDIC Insurance up to $3M
Integrations to your Existing Business Tools
7-Day Customer Support
Accounting Software
Income and expenses: Organize your business transactions
Bookkeeping automation: Predictive transaction categorization powered by Lili AI
Receipt capture: Add receipts and notes to expenses
Enhanced reporting: On-demand reports including profit & loss and cash flow statements
Invoice and payments: Easily create and send unlimited invoices, track invoice status and send reminders, and accept payments instantly
Bill management: Auto-scan your bills and pay them instantly
Sync external business bank account and credit card transactions
Tax Savings Automatically allocate funds towards tax payments

Add-On Credit-building

$30 / mo

Build and monitor your business credit profile automatically, right from your Lili account.
No extra tools. No credit check. No guesswork.
6 key credit scores & ratings
24/7 access to your business credit profile
Real-time alerts, notifications and insights
Business Build Credit Card
Credit training and guidance
Available in every plan.

Calculate your cost View full pricing

Hidden Costs & Gotchas

Credit-building is a $30/month add-on

How Lili compares

3 of 6 direct competitors offer a free plan.

Tool	Starting price	Free plan
Lili	$15/month, billing unit not specified	Yes
Mercury	$20/month, billing unit not specified	Yes
Found	$19.99/month, billing unit not specified	Yes
Oxygen	No public price	No
QuickBooks	$38/month, billing unit not specified	No
Xero	$25/month, billing unit not specified	No
Wave	$15.83/month, billing unit not specified	Yes

Lili Pricing FAQ

How much does Lili cost?

Lili starts at $15/month on the Lili Pro plan. It offers 4 paid tiers ranging from $15/month to $55/month. A free plan is also available.

Does Lili have a free plan?

Yes. Lili offers a free plan called "Lili Core". It includes: Advanced Business Banking, Business Checking Account with a Visa® Debit Card, Flexible Payment Options: ACH, Check and Wires.

Does Lili offer a free trial?

Yes. Lili offers a free trial.

What is the cheapest Lili paid plan?

The cheapest paid plan for Lili is "Lili Pro" at $15/month. Key features include: Advanced Business Banking, Business Checking Account with a Visa® Debit Card, Flexible Payment Options: ACH, Check and Wires.

What are alternatives to Lili?

Alternatives to Lili include Mercury, Found, Oxygen, QuickBooks. Mercury starts at $20/month, billing unit not specified; Found starts at $19.99/month, billing unit not specified; QuickBooks starts at $38/month, billing unit not specified.