Is Lili worth the price?
Lili offers a generous free tier, 'Lili Core', providing essential banking features, which is excellent for new freelancers or very small businesses.
The 'Lili Pro' at $15/month offers good value for tax and expense management. However, 'Lili Smart' at $35/month and 'Lili Premium' at $55/month become quite expensive for accounting software, especially when compared to dedicated accounting solutions.
It's best for freelancers and small businesses prioritizing integrated banking and basic financial management.
Pricing Plans
Free TrialLili Core
$0/mo
- Advanced Business Banking
- Business Checking Account with a Visa® Debit Card
- Flexible Payment Options – ACH, Check and Wires
- Business Credit Access
- Savings with up to 4.00% APY
- FDIC Insurance up to $3M
- Integrations to your Existing Business Tools
- 7-Day Customer Support
Lili Pro
$15/mo
- Advanced Business Banking
- Business Checking Account with a Visa® Debit Card
- Flexible Payment Options – ACH, Check and Wires
- Business Credit Access
- Savings with up to 4.00% APY
- FDIC Insurance up to $3M
- Integrations to your Existing Business Tools
- 7-Day Customer Support
- Expense and Tax Management
- Organize your expense transactions into tax categories
- Attach receipts to expenses, add notes
- Easily generate quarterly and annual expense reports
- Tax savings: Automatically allocate funds towards the tax payments
Lili Smart
$35/mo
- Advanced Business Banking
- Business Checking Account with a Visa® Debit Card
- Flexible Payment Options – ACH, Check and Wires
- Business Credit Access
- Savings with up to 4.00% APY
- FDIC Insurance up to $3M
- Integrations to your Existing Business Tools
- 7-Day Customer Support
- Accounting Software
- Income and expenses: Organize your business transactions
- Bookkeeping automation: Predictive transaction categorization powered by Lili AI
- Receipt capture: Add receipts and notes to expenses
- Enhanced reporting: On-demand reports including profit & loss and cash flow statements
- Invoice and payments: Easily create and send unlimited invoices, track invoice status and send reminders, and accept payments instantly
- Bill management: Auto-scan your bills and pay them instantly
- Sync external business bank account and credit card transactions
- Tax Savings Automatically allocate funds towards tax payments
Lili Premium
$55/mo
- Premier Priority Service
- Front-of-the-line support with a dedicated specialist, available 7 days a week.
- Advanced Business Banking
- Business Checking Account with a Visa® Debit Card
- Flexible Payment Options – ACH, Check and Wires
- Business Credit Access
- Savings with up to 4.00% APY
- FDIC Insurance up to $3M
- Integrations to your Existing Business Tools
- 7-Day Customer Support
- Accounting Software
- Income and expenses: Organize your business transactions
- Bookkeeping automation: Predictive transaction categorization powered by Lili AI
- Receipt capture: Add receipts and notes to expenses
- Enhanced reporting: On-demand reports including profit & loss and cash flow statements
- Invoice and payments: Easily create and send unlimited invoices, track invoice status and send reminders, and accept payments instantly
- Bill management: Auto-scan your bills and pay them instantly
- Sync external business bank account and credit card transactions
- Tax Savings Automatically allocate funds towards tax payments
Add-On Credit-building
$30/mo
- Build and monitor your business credit profile automatically, right from your Lili account.
- No extra tools. No credit check. No guesswork.
- 6 key credit scores & ratings
- 24/7 access to your business credit profile
- Real-time alerts, notifications and insights
- Business Build Credit Card
- Credit training and guidance
- Available in every plan.
Hidden Costs & Gotchas
Credit-building is a $30/month add-on
Advanced accounting features are pricey
No annual discount mentioned
Priority support only in Premium tier
Which Plan Do You Need?
Freelancers needing free banking
Small businesses with basic tax needs
Users valuing integrated banking solutions
How Lili Compares to Competitors
Compared to competitors like Novo (free business checking) or Mercury (free for startups), Lili Core is competitive. However, for accounting features, Lili Smart ($35/month) and Premium ($55/month) are pricier than dedicated accounting software like QuickBooks Self-Employed (~$15-20/month) or FreshBooks Lite (~$15/month).
Lili Pricing FAQ
How much does Lili cost?
Lili starts at $15/month on the Lili Pro plan. It offers 4 paid tiers ranging from $15/month up to $30/month. A free plan is also available with limited features.
Does Lili have a free plan?
Yes. Lili offers a free plan called "Lili Core". It includes: Advanced Business Banking, Business Checking Account with a Visa® Debit Card, Flexible Payment Options – ACH, Check and Wires.
Does Lili offer a free trial?
Yes, Lili offers a free trial. No credit card is typically required to start the trial, though this may vary.
What is the cheapest Lili paid plan?
The cheapest paid plan for Lili is "Lili Pro" at $15/month. Key features include: Advanced Business Banking, Business Checking Account with a Visa® Debit Card, Flexible Payment Options – ACH, Check and Wires.
Is there a cheaper alternative to Lili?
Yes. Popular alternatives to Lili include Sovos, Avalara, Anrok, Leapifai. Compare them side-by-side on Toolradar.
Cheaper alternatives to Lili
Direct competitors with similar features. Many offer free tiers or lower per-seat pricing.
