Lili
UnclaimedOnline banking and financial management designed for small businesses and freelancers.
Visit WebsiteFreemiumVisit Website
TL;DR - Lili
- Online banking with integrated bookkeeping, invoicing, and tax tools.
- Offers high-yield savings (up to 4.00% APY) and up to $3M FDIC insurance.
- Provides a free core account with no monthly fees or minimum balances.
Pricing: Free plan available
Best for: Growing teams
Pros & Cons
Pros
- No monthly fees for the Core bank account
- No minimum balance requirements
- High APY on savings account
- Comprehensive financial tools (banking, bookkeeping, invoicing, taxes) in one place
- Strong security features and FDIC insurance
Cons
- Specific limitations on free account features are not detailed on the main page
- Business credit and expedited check deposits may have specific eligibility or fees not fully disclosed on the main page
- International wires are mentioned but specific fees or limitations are not detailed
Preview
Key Features
High-speed, high-volume payments (Express ACH, domestic & international wires)Expedited check depositsBusiness credit with flexible termsUp to 4.00% Annual Percentage Yield (APY) on savingsUp to $3 Million FDIC Insurance through a sweep networkSeamless integration with business toolsReal-time controls and monitoring (instant card freeze, alerts, fraud monitoring)Bookkeeping tools
Pricing Plans
Free TrialLili Core
$0/mo
- Advanced Business Banking
- Business Checking Account with a Visa® Debit Card
- Flexible Payment Options – ACH, Check and Wires
- Business Credit Access
- Savings with up to 4.00% APY
- FDIC Insurance up to $3M
- Integrations to your Existing Business Tools
- 7-Day Customer Support
Lili Pro
$15/mo
- Advanced Business Banking
- Business Checking Account with a Visa® Debit Card
- Flexible Payment Options – ACH, Check and Wires
- Business Credit Access
- Savings with up to 4.00% APY
- FDIC Insurance up to $3M
- Integrations to your Existing Business Tools
- 7-Day Customer Support
- Expense and Tax Management
- Organize your expense transactions into tax categories
- Attach receipts to expenses, add notes
- Easily generate quarterly and annual expense reports
- Tax savings: Automatically allocate funds towards the tax payments
Lili Smart
$35/mo
- Advanced Business Banking
- Business Checking Account with a Visa® Debit Card
- Flexible Payment Options – ACH, Check and Wires
- Business Credit Access
- Savings with up to 4.00% APY
- FDIC Insurance up to $3M
- Integrations to your Existing Business Tools
- 7-Day Customer Support
- Accounting Software
- Income and expenses: Organize your business transactions
- Bookkeeping automation: Predictive transaction categorization powered by Lili AI
- Receipt capture: Add receipts and notes to expenses
- Enhanced reporting: On-demand reports including profit & loss and cash flow statements
- Invoice and payments: Easily create and send unlimited invoices, track invoice status and send reminders, and accept payments instantly
- Bill management: Auto-scan your bills and pay them instantly
- Sync external business bank account and credit card transactions
- Tax Savings Automatically allocate funds towards tax payments
Lili Premium
$55/mo
- Premier Priority Service
- Front-of-the-line support with a dedicated specialist, available 7 days a week.
- Advanced Business Banking
- Business Checking Account with a Visa® Debit Card
- Flexible Payment Options – ACH, Check and Wires
- Business Credit Access
- Savings with up to 4.00% APY
- FDIC Insurance up to $3M
- Integrations to your Existing Business Tools
- 7-Day Customer Support
- Accounting Software
- Income and expenses: Organize your business transactions
- Bookkeeping automation: Predictive transaction categorization powered by Lili AI
- Receipt capture: Add receipts and notes to expenses
- Enhanced reporting: On-demand reports including profit & loss and cash flow statements
- Invoice and payments: Easily create and send unlimited invoices, track invoice status and send reminders, and accept payments instantly
- Bill management: Auto-scan your bills and pay them instantly
- Sync external business bank account and credit card transactions
- Tax Savings Automatically allocate funds towards tax payments
Add-On Credit-building
$30/mo
- Build and monitor your business credit profile automatically, right from your Lili account.
- No extra tools. No credit check. No guesswork.
- 6 key credit scores & ratings
- 24/7 access to your business credit profile
- Real-time alerts, notifications and insights
- Business Build Credit Card
- Credit training and guidance
- Available in every plan.
What is Lili?
Lili provides a comprehensive financial platform tailored for small businesses, freelancers, and independent contractors. It combines banking services with integrated tools for bookkeeping, invoicing, and tax preparation, aiming to simplify financial management for entrepreneurs. The platform offers features like high-speed payments, business credit options, and a high-yield savings account, all accessible through a single interface.
The service emphasizes ease of use, security, and cost-effectiveness, with a core bank account offering no monthly fees and no minimum balance requirements. It also provides robust security features, real-time transaction alerts, and FDIC insurance up to $3 million through a sweep network. Lili is designed to help small business owners manage their finances efficiently, track spending, and prepare for taxes, allowing them to focus more on their core business activities.
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Lili FAQ
What is Lili?
Lili is an online banking and financial management platform designed for small businesses, freelancers, and independent contractors. It offers banking services combined with tools for bookkeeping, invoicing, and tax preparation.
How much does Lili cost?
Lili offers a core bank account with $0 monthly fees and no hidden charges. There are also paid plans available that offer additional features, though specific pricing for these plans is not detailed on the provided pages.
Is Lili free?
Yes, Lili offers a free core bank account with no monthly fees and no minimum balance requirements. There are also paid plans with additional features.
Who is Lili for?
Lili is designed for small businesses, freelancers, and independent contractors who need a streamlined solution for banking, bookkeeping, invoicing, and tax management.
Source: lili.co