Microsoft Excel vs Wealthfolio: Pricing and Ratings Compared (2026)
Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Microsoft Excel and Wealthfolio side by side. This page compares data; it is not a hands-on review.
On the data: On the data below the two are close or not directly comparable, so we do not name a winner for this pair.
Short on time? Here's the quick answer
Based on published vendor pricing and features and on public review data, here's who should pick what:
Microsoft Excel
Industry-standard spreadsheet software
Best for you if:
- • You want industry standard
Wealthfolio
Open-source, offline, and private investment tracker for desktop, mobile, and web.
Best for you if:
- • You want open-source and auditable code
| At a Glance | Microsoft Excel | Wealthfolio |
|---|---|---|
Starts at | Free plan, paid from $9.99/mo, billed monthly Microsoft 365 Personal plan | Free plan |
Category | Spreadsheets Productivity | Finance Personal Finance |
Rating | 4.8/5 Capterra 4.8 · G2 4.7 22,705 reviews | n/a |
Free plan | Yes | Yes |
Choose Microsoft Excel or Wealthfolio?
Choose Microsoft Excel if
- You want industry standard
- You want most powerful features
- You work in spreadsheets, not finance
Choose Wealthfolio if
- You want open-source and auditable code
- You want prioritizes user privacy with local data storage
- You work in finance, not spreadsheets
In-Depth Analysis
Microsoft Excel
Industry-standard spreadsheet software
Microsoft Excel's pricing is fair, offering a generous free online version and affordable subscription options.
Strengths
- Pro: Industry standard
- Pro: Most powerful features
- Pro: Excellent for complex analysis
- Pro: VBA automation
- Pro: Universal compatibility
Weaknesses
- Con: Requires Microsoft 365 subscription
- Con: Can be complex for beginners
- Con: Large file sizes
- Con: Performance with big datasets
Key features
Wealthfolio
Open-source, offline, and private investment tracker for desktop, mobile, and web.
The Wealthfolio free tier is incredibly generous, offering a comprehensive suite of features for an investment tracker.
Strengths
- Pro: Open-source and auditable code
- Pro: Prioritizes user privacy with local data storage
- Pro: No account required for core functionality
- Pro: Comprehensive investment and net worth tracking features
- Pro: Optional brokerage sync and multi-device access via 'Connect' subscription
Weaknesses
- Con: Brokerage sync and multi-device access require a paid subscription
- Con: Core functionality requires manual data import without 'Connect'
- Con: AI and licensed market data are part of higher-tier 'Connect' plans or require user-provided keys
Key features
Plans and prices: Microsoft Excel vs Wealthfolio
| Tool | Plans and prices | Source |
|---|---|---|
| Microsoft Excel |
| microsoft.com/en-us/microsoft-365/buy/compare-a… read Oct 30, 2026 |
| Wealthfolio |
| wealthfolio.app read Oct 2, 2026 |
Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Microsoft Excel pricing and Wealthfolio pricing.
Key Takeaways
Microsoft Excel
- Choose if you want industry-standard spreadsheet software
Wealthfolio
- Choose if you want open-source, offline, and private investment tracker for desktop, mobile, and web
What the data shows
On the data below the two are close or not directly comparable, so we do not name a winner for this pair.
- Only Microsoft Excel has a published user rating (4.8/5 from 22,705 reviews); Wealthfolio has none we can show.
- Microsoft Excel starts at $9.99/mo, billed monthly; Wealthfolio has no public paid plan price on file.
- Both have a free plan.
Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate
Frequently Asked Questions
How do Microsoft Excel and Wealthfolio compare in 2026?
On the data below the two are close or not directly comparable, so we do not name a winner for this pair. Only Microsoft Excel has a published user rating (4.8/5 from 22,705 reviews); Wealthfolio has none we can show. Microsoft Excel starts at $9.99/mo, billed monthly; Wealthfolio has no public paid plan price on file. Both have a free plan.
What are Microsoft Excel and Wealthfolio used for?
Microsoft Excel: Industry-standard spreadsheet software. Wealthfolio: Open-source, offline, and private investment tracker for desktop, mobile, and web.
What does Microsoft Excel cost vs Wealthfolio?
Microsoft Excel's cheapest paid plan is Microsoft 365 Personal at $9.99/mo, billed monthly; it also has a free plan. Wealthfolio has no public paid-plan price on file. Prices read on the vendors' pricing pages, latest check Oct 30, 2026.
What's the main difference between Microsoft Excel and Wealthfolio?
Microsoft Excel's main strength: industry standard. Wealthfolio's main strength: open-source and auditable code.