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Moss vs SAP Concur: Pricing and Ratings Compared (2026)

Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Moss and SAP Concur side by side. This page compares data; it is not a hands-on review.

On the data: On the data below, Moss leads on a free plan. We do not name an overall winner for this pair.

Data comparison compiled by Toolradar, not hand-reviewed Methodology
Data comparison 9,444 user reviews compared Pricing checked Oct 15, 2026

Short on time? Here's the quick answer

Based on published vendor pricing and features and on public review data, here's who should pick what:

Moss

Spend smarter with automated purchasing, approvals, and bookkeeping for businesses.

Best for you if:

  • • You want a free tier before you commit

SAP Concur

Streamline spend management for travel, expense, and invoice on a single platform.

Best for you if:

  • • You want expense management
At a glance: Moss vs SAP Concur
At a Glance
Moss Moss
SAP Concur SAP Concur
Starts at
Free plan, paid from $99/mo, billed monthly Paid Plans plan
Not published
Category
Finance Expense Management
Expense Management Finance
Rating
n/a 4.1/5 G2 4.0 · Capterra 4.3 9,444 reviews
Free plan
Yes No
Watch out for
Add-ons for advanced features not included Premium support add-ons

Choose Moss or SAP Concur?

Moss

Choose Moss if

  • You want a free tier before you commit
  • You want comprehensive spend management in one platform
  • You want significant time savings on administrative tasks (e.g., month-end close, receipt handling)
  • You work in finance, not expense management
SAP Concur

Choose SAP Concur if

  • You want expense management
  • You want travel booking
  • You work in expense management, not finance

In-Depth Analysis

Moss Moss

Spend smarter with automated purchasing, approvals, and bookkeeping for businesses.

Good value

Moss offers a generous Free Plan for small businesses with up to 3 users and 20 invoices, which is excellent for basic spend management.

Watch out

Add-ons for advanced features not included

Strengths

  • Pro: Comprehensive spend management in one platform
  • Pro: Significant time savings on administrative tasks (e.g., month-end close, receipt handling)
  • Pro: Automated receipt collection and expense categorization
  • Pro: Real-time visibility into company spending
  • Pro: Flexible and scalable pricing model with unlimited users on paid plans

Weaknesses

  • Con: Transaction volume impacts pricing on paid plans
  • Con: Free plan has user and invoice limitations

Key features

Corporate Cards with built-in controls and auto-receipt capture Smart invoice processing with automated approvals and direct payments in 70+ currencies Digitized employee expense claims with automated workflows AI-powered Pre-Accounting Agent for expense coding and syncing Purchase controls with purchase orders, custom approvals, and budgets Integrations with 40+ accounting, ERP, HR, and productivity tools

SAP Concur SAP Concur

Streamline spend management for travel, expense, and invoice on a single platform.

Good value

The lack of transparent pricing for Concur Expense, Concur Travel, and the Enterprise Suite suggests a premium offering.

Watch out

Premium support add-ons

Strengths

  • Pro: Expense management
  • Pro: Travel booking
  • Pro: Enterprise ready
  • Pro: Good integrations
  • Pro: Industry standard

Weaknesses

  • Con: Expensive
  • Con: UI dated
  • Con: Complex setup
  • Con: Learning curve
  • Con: Better modern alternatives

Key features

Travel and expense Invoice management Travel booking Expense reporting Compliance Analytics

Plans and prices: Moss vs SAP Concur

Plans and prices of Moss and SAP Concur, as read on each vendor's pricing page. Each plan keeps its own billing unit.
Tool Plans and prices Source
Moss
  • Free Plans: Free
  • Paid Plans: $99/mo, billed monthly
getmoss.com/pricing read Oct 4, 2026
SAP Concur
  • Concur Expense: Custom pricing
  • Concur Travel: Custom pricing
  • Enterprise Suite: Custom pricing
concur.com read Oct 15, 2026

Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Moss pricing and SAP Concur pricing.

Key Takeaways

Moss

  • Has a free plan

SAP Concur

  • Choose if you want streamline spend management for travel, expense, and invoice on a single platform

What the data shows

On the data below, Moss leads on a free plan. We do not name an overall winner for this pair.

  • Only SAP Concur has a published user rating (4.1/5 from 9,444 reviews); Moss has none we can show.
  • Moss starts at $99/mo, billed monthly; SAP Concur has no public paid plan price on file.
  • Only Moss has a free plan.

Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate

Frequently Asked Questions

How do Moss and SAP Concur compare in 2026?

On the data below, Moss leads on a free plan. We do not name an overall winner for this pair. Only SAP Concur has a published user rating (4.1/5 from 9,444 reviews); Moss has none we can show. Moss starts at $99/mo, billed monthly; SAP Concur has no public paid plan price on file. Only Moss has a free plan.

What are Moss and SAP Concur used for?

Moss: Spend smarter with automated purchasing, approvals, and bookkeeping for businesses. SAP Concur: Streamline spend management for travel, expense, and invoice on a single platform.

What does Moss cost vs SAP Concur?

Moss's cheapest paid plan is Paid Plans at $99/mo, billed monthly; it also has a free plan. SAP Concur has no public paid-plan price on file. Prices read on the vendors' pricing pages, latest check Oct 15, 2026.

What's the main difference between Moss and SAP Concur?

Moss's main strength: comprehensive spend management in one platform. SAP Concur's main strength: expense management.

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