Planful vs Clockwork: Which Should You Choose in 2026?
Choosing between Planful and Clockwork comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 22, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Planful
Drive financial performance and strategic decision-making with AI-powered planning and analytics.
Best for you if:
- • AI-powered platform for financial close, consolidation, planning, and reporting.
- • Unifies finance and other departments like marketing for strategic alignment and real-time insights.
Clockwork
The AI-native, Excel-free FP&A platform for modern business.
Best for you if:
- • You want the higher-rated option (7.7/10 vs 0.0/10)
- • You want to try before committing
- • AI-native, Excel-free FP&A platform for financial forecasting and cash flow management.
- • Integrates with QuickBooks and Xero for quick setup and real-time financial insights.
| At a Glance |  Planful |  Clockwork |
|---|---|---|
Price | Paid | Free + Paid |
Best For | Business Intelligence | Business Intelligence |
Rating | —/100 | 77/100 |
| Feature | Planful | Clockwork |
|---|---|---|
| Pricing Model | Paid | Freemium |
| Editorial Score | — | 77 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | Business IntelligenceFinancial Planning | Business IntelligenceFinancial Planning |
How Planful and Clockwork Compare
Planful
Drive financial performance and strategic decision-making with AI-powered planning and analytics.
Paid
Clockwork
The AI-native, Excel-free FP&A platform for modern business.
Free tier available · 77/100 score
Who Should Use What?
On a budget?
Clockwork has a free tier. Planful is paid only.
Go with: Clockwork
Want the highest-rated option?
Clockwork scores 77/100. Planful is unrated.
Go with: Clockwork
Value user reviews?
Neither has user reviews yet.
Go with: Clockwork
3 Questions to Help You Decide
What's your budget?
Planful is paid. Clockwork is freemium. Clockwork lets you start free.
What's your use case?
Both are business intelligence tools. Compare their specific features to decide.
How important are ratings?
Not all tools have been rated yet.
Key Takeaways
Clockwork
- Higher score: 77/100 vs unrated
- Free tier available
- Our pick for this comparison
Planful
The Bottom Line
Clockwork (77/100) is our pick.
Frequently Asked Questions
Is Planful or Clockwork better?
Clockwork scores 77/100 in our evaluation. Planful is paid and Clockwork is freemium.
What are Planful and Clockwork used for?
Planful: Drive financial performance and strategic decision-making with AI-powered planning and analytics.. Clockwork: The AI-native, Excel-free FP&A platform for modern business..
What does Planful cost vs Clockwork?
Planful is a paid tool. Clockwork is freemium (free tier + paid plans). Visit their websites for detailed pricing.