Refact AI vs Mentat: Which Should You Choose in 2026?
Choosing between Refact AI and Mentat comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 28, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Refact AI
Your open-source, autonomous AI agent that codes, thinks, and adapts to your workflow.
Best for you if:
- • Autonomous AI agent for end-to-end coding tasks within your IDE.
- • Provides context-aware chat, accurate autocompletion, and codebase analysis.
Mentat
AI coding assistant for terminal
Best for you if:
- • You want the higher-rated option (7.8/10 vs 0.0/10)
- • You need something completely free
- • Mentat is an AI coding assistant that works within your terminal
- • It edits code across files using GPT-4 with context awareness
| At a Glance |  Refact AI |  Mentat |
|---|---|---|
Price | Free + Paid | Free |
Best For | IDE & Code Editors | IDE & Code Editors |
Rating | —/100 | 78/100 |
| Feature | Refact AI | Mentat |
|---|---|---|
| Pricing Model | Freemium | Free |
| Editorial Score | — | 78 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | IDE & Code EditorsAI Coding | IDE & Code EditorsTerminal Tools |
How Refact AI and Mentat Compare
Refact AI
Your open-source, autonomous AI agent that codes, thinks, and adapts to your workflow.
Free tier available
Mentat
AI coding assistant for terminal
Free · 78/100 score
Who Should Use What?
On a budget?
Mentat is free. Refact AI is freemium.
Go with: Mentat
Want the highest-rated option?
Mentat scores 78/100. Refact AI is unrated.
Go with: Mentat
Value user reviews?
Neither has user reviews yet.
Go with: Mentat
3 Questions to Help You Decide
What's your budget?
Refact AI is freemium. Mentat is free. Go with Mentat if free matters most.
What's your use case?
Both are ide & code editors tools. Compare their specific features to decide.
How important are ratings?
Not all tools have been rated yet.
Key Takeaways
Mentat
- Higher score: 78/100 vs unrated
- Completely free
- Our pick for this comparison
Refact AI
The Bottom Line
Mentat (78/100) is our pick.
Frequently Asked Questions
Is Refact AI or Mentat better?
Mentat scores 78/100 in our evaluation. Refact AI is freemium and Mentat is free.
What are Refact AI and Mentat used for?
Refact AI: Your open-source, autonomous AI agent that codes, thinks, and adapts to your workflow.. Mentat: AI coding assistant for terminal.
What does Refact AI cost vs Mentat?
Refact AI is freemium (free tier + paid plans). Mentat is completely free. Visit their websites for detailed pricing.