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About Oscilar
Oscilar is an AI Risk Decisioning™ platform designed for financial institutions to make intelligent risk decisions faster across various operations. It provides a unified solution for fraud defense, credit underwriting, onboarding risk, and AML compliance. By leveraging agentic AI, Oscilar automates data fetching, scoring, and escalation steps, offering smart recommendations and workflow support while ensuring human experts retain control for regulatory compliance and fair outcomes. The platform monitors the entire customer journey, from login to payments and compliance. It helps financial institutions approve more of the right customers, reduce false positives, and increase approval rates during onboarding for consumers, businesses, and merchants. Oscilar integrates with existing databases and over 80 third-party data sources, utilizing advanced device and behavioral signals to enhance customer identification and risk assessment.
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