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About QUASH.ai

QUASH.ai is an AI-driven credit assessment platform designed to help financial institutions, including banks, credit unions, fintechs, and microfinance providers, transform their credit operations. It leverages artificial intelligence, alternative data, and automation to provide a 360-degree view of an applicant's credit risk, moving beyond traditional credit scoring methods. The platform enables institutions to expand their customer base by identifying creditworthy individuals in underserved segments, such as the unbanked, through the analysis of digital footprints (email and phone). It also allows for the creation of flexible, tailored risk models trained on an institution's specific policies, rules, and historical data. By automating credit evaluations, QUASH.ai significantly reduces approval times from days to seconds, improves portfolio profitability by reducing delinquency rates, and minimizes human error and subjective biases in the decision-making process. The platform continuously optimizes its models by learning from new data and outcomes, ensuring evolving accuracy and efficiency.