The Bottom Line
- Best for
- People who already use an AI agent like Claude or ChatGPT and want it to track spending, subscriptions, budgets, and goals from their real b
- Price
- From $14.99/mo, free trial. Compare plans
Key facts
- Offers paid tiers after a trial period
- Works in advanced models through a remote MCP server
- Read-only: no tool can move money, and every agent read is logged with a reason
Pros
- Works inside the agent you already use, including advanced models
- Read-only by design: no tool can move money, and every agent read is logged with a reason
- Budgets, goals, and decisions you approve carry across conversations and agents
Cons
- People who want a standalone budgeting app without AI, want software that moves money for them, or need licensed tax or investment advice.
What is Candor?
Available on: API, CLI, Web
Preview
Key Features
- Remote MCP server with OAuth, plus a CLI and an installable finance skill
- Short list of what needs a decision, with the transactions behind each item
- Automatic detection of recurring payments, price increases, and duplicate
- Saved budgets, goals, notes, and decisions that carry across agents
- Read-only account linking through bank-grade sign-in, with export and delete
Pricing Plans
7-day Free TrialPricing checked Oct 5, 2026
| Plan | Price | Details |
|---|---|---|
| Monthly | $14.99/month |
|
| Annual | $99/year |
|
How Candor's pricing compares
At $8.25/mo, billing unit not specified, Candor is mid-range of its 3 comparable direct competitors ($7.92 to $10/mo across the set).
Not ranked, different unit or currency: Meet Warren 3.0 £6.58/mo, billing unit not specified.
Entry paid plan, monthly. Pricing checked Oct 5, 2026.
Reviews
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Still deciding?
Most buyers shortlist 2 or 3 tools before committing. Pull a side-by-side comparison or browse the full alternatives shortlist below.
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Candor FAQ
Is Candor free?
Who is Candor best for?
What are the best Candor alternatives?
Can Candor move money from my bank account?
How do I connect Claude or ChatGPT to my bank account with Candor?
Does Candor train AI models on my financial data?
Source: candor.money