Cleo Pricing 2026

Plans, hidden costs, and alternatives compared

Prices last confirmed on Oct 3, 2026 on cleo.com. Same data as Markdown or JSON.

Reviews on G2

5 plans tracked Updated Oct 2026

Cite this data: Toolradar, Cleo pricing verified Oct 2026, toolradar.com/tools/cleo/pricing

Cleo starts at $2.99/month on the Grow plan.

Verified Oct 2026 from the official pricing page.

Is Cleo worth the price?

Fair value

Cleo's pricing structure, ranging from a Free tier to the Builder tier at $14.99/month, appears generous for personal finance management.

The Free and Grow ($2.99) tiers offer good value for basic budgeting and savings. However, the Pro ($8.99) and Builder ($14.99) tiers seem expensive for features that might be available at lower costs or for free elsewhere.

This pricing is best for individuals seeking comprehensive financial tools and willing to pay for advanced AI and credit-building features.

Pricing Plans

Free

Expense tracking
Budget insights
Chatbot services
Basic spend tracking

Grow

$2.99/monthly

Targeted savings
Financial growth features

Plus

$5.99/monthly

Cash advance $20-$250
Credit score access
Advanced budgeting

Pro

$8.99/monthly

Voice chat
Conversation memory
Advanced AI features

Builder

$14.99/monthly

Credit Builder card
Build credit history
Cashback rewards

Calculate your cost View full pricing

How Cleo compares

Starting price from each tool's published plans.

Starting price and free plan: Cleo and its direct competitors
Tool	Starting price	Free plan
Cleo	$2.99/month, billing unit not specified	Yes
Boomi	$99/month, billing unit not specified	No
MuleSoft	$50/year flat for the whole organisation	No
Informatica	Contact sales	No
Jitterbit	No public price	No
Tesorio	No public price	No
Zip	No public price	No

Cleo Pricing FAQ

How much does Cleo cost?

Cleo starts at $2.99/month on the Grow plan. It offers 4 paid tiers ranging from $2.99/month to $14.99/month. A free plan is also available.

Does Cleo have a free plan?

Yes. Cleo offers a free plan called "Free". It includes: Expense tracking, Budget insights, Chatbot services.

What is the cheapest Cleo paid plan?

The cheapest paid plan for Cleo is "Grow" at $2.99/month. Key features include: Targeted savings, Financial growth features.

What are alternatives to Cleo?

Alternatives to Cleo include Boomi, MuleSoft, Informatica, Jitterbit. Boomi starts at $99/month, billing unit not specified; MuleSoft starts at $50/year flat for the whole organisation.