Cleo

Name: Cleo
Brand: Cleo
Price: 2.99 USD
Rating: 4.3 (98 reviews)

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Automate B2B supply chain data exchange with EDI and APIs

API Tools Workflow Automation ETL & Data Pipelines

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4.3(98 across the web)

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Reviews onG2Capterra

98 reviews tracked

The Bottom Line

Entry price

Paid plans only

Biggest pro

AI financial assistant app

Biggest con

Subscription for premium features

TL;DR - Cleo

AI-powered financial assistant
Automated expense tracking and insights
Cash flow management for businesses

Pricing: Paid only

Best for: Enterprises & pros

4.3/5 across review platforms

What is Cleo?

Editorial review

Cleo Integration Cloud is a B2B integration platform that helps businesses automate supply chain data exchange through EDI (Electronic Data Interchange), APIs, and other integration protocols. The platform enables companies to connect with trading partners, automate order processing, and orchestrate complex supply chain workflows without manual data entry. The platform supports traditional EDI standards (X12, EDIFACT) alongside modern APIs, enabling businesses to integrate with partners regardless of their technical capabilities. Cleo handles document translation, mapping, and validation, ensuring data flows accurately between disparate systems. The cloud-based architecture provides visibility into all B2B transactions with real-time monitoring and alerts. Cleo serves mid-market and enterprise businesses across retail, manufacturing, logistics, and distribution industries. The platform can be deployed as cloud, hybrid, or private cloud to meet varying security and compliance requirements.

LCLouis CorneloupUpdated May 26, 2026 · how we evaluateSourcecleo.com ↗

Pros & Cons

Pros

AI financial assistant app
Conversational budgeting interface
Spending insights and tracking
Savings automation features
Engaging and friendly UX

Cons

Subscription for premium features
Requires bank account linking
Privacy concerns with financial data
Limited investment features
US and UK focused primarily

Ratings Across the Web

4.3(98 reviews)

Cleo holds an aggregate rating of 4.3 out of 5 from 98 reviews across G2 and Capterra, last checked August 28, 2026.

Ratings aggregated from independent review platforms. Learn more

Key Features

B2B integrationEDI processingSupply chain integrationData transformationAPI managementCloud platform

Pricing Plans

Pricing checked Aug 22, 2026

Free

Expense tracking
Budget insights
Chatbot services
Basic spend tracking

Grow

$2.99/monthly

Targeted savings
Financial growth features

Plus

$5.99/monthly

Cash advance $20-$250
Credit score access
Advanced budgeting

Pro

$8.99/monthly

Voice chat
Conversation memory
Advanced AI features

Builder

$14.99/monthly

Credit Builder card
Build credit history
Cashback rewards

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Is Cleo worth the price?

65/100

Cleo's pricing structure, ranging from a Free tier to the Builder tier at $14.99/month, appears generous for personal finance management.

The Free and Grow ($2.99) tiers offer good value for basic budgeting and savings. However, the Pro ($8.99) and Builder ($14.99) tiers seem expensive for features that might be available at lower costs or for free elsewhere.

This pricing is best for individuals seeking comprehensive financial tools and willing to pay for advanced AI and credit-building features.

Hidden Costs & Gotchas

Cash advance fees (if applicable)

Potential for upsells to higher tiers

No annual discount mentioned

Feature limitations on lower tiers

How Cleo Compares to Competitors

Compared to personal finance apps like Mint (free with ads) or YNAB ($14.99/month), Cleo's Free and Grow ($2.99) tiers are competitive for basic features. However, its higher tiers, especially Pro ($8.99) and Builder ($14.99), are on the pricier side, matching YNAB's cost but offering different feature sets, with YNAB focusing more on strict budgeting and Cleo on AI and credit building.

Reviews

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4.3/5

Across 98 verified user reviews on Capterra, G2

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Best Cleo Alternatives

Top alternatives based on features, pricing, and user needs.

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BoomiPaid

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JitterbitPaid

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InformaticaPaid

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TesorioPaid

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Still deciding?

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Cleo FAQ

How does Cleo facilitate B2B data exchange across different technical capabilities?

Cleo supports both traditional EDI standards like X12 and EDIFACT, as well as modern APIs. This dual capability allows businesses to integrate with trading partners regardless of the partner's specific technical infrastructure or preferred data exchange method.

Which teams within an organization would benefit most from using Cleo?

Teams involved in supply chain management, logistics, distribution, and manufacturing would find Cleo most beneficial. The platform is designed to automate order processing and orchestrate complex supply chain workflows, reducing manual data entry for these departments.

How is Cleo priced?

Cleo is offered as a paid product and does not include a permanently free tier. Access to its B2B integration capabilities, including EDI and API automation, requires a subscription.

What kind of limitations should users be aware of when considering Cleo?

Users should be aware that Cleo primarily focuses on the US and UK markets. Additionally, while it offers robust B2B integration, it does not include investment features.

Can Cleo help automate order processing for businesses?

Yes, Cleo is designed to automate order processing by connecting businesses with their trading partners. It handles document translation, mapping, and validation to ensure accurate data flow for automated order workflows.

How does Cleo compare to Boomi for B2B integration?

Cleo specializes in automating B2B supply chain data exchange through EDI and APIs, offering real-time visibility into transactions. While Boomi is also an integration platform, Cleo's core strength lies in its specific focus on orchestrating complex supply chain workflows and supporting both traditional EDI and modern API protocols for partner connectivity.

Does Cleo provide visibility into B2B transactions?

Yes, Cleo offers visibility into all B2B transactions through its cloud-based architecture. This includes real-time monitoring and alerts, allowing businesses to track data flow and identify any issues promptly.

Source: cleo.com

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