
The Bottom Line
- Price
- From $2.99/mo. Compare plans
Key facts
- AI-powered financial assistant
- Automated expense tracking and insights
- Cash flow management for businesses
Pros
- AI financial assistant app
- Conversational budgeting interface
- Spending insights and tracking
- Savings automation features
- Engaging and friendly UX
Cons
- Subscription for premium features
- Requires bank account linking
- Privacy concerns with financial data
- Limited investment features
- US and UK focused primarily
What is Cleo?
Ratings Across the Web
Cleo holds an aggregate rating of 4.6 out of 5 from 533 reviews across G2, last checked September 17, 2026.
Ratings aggregated from independent review platforms. Learn more
Key Features
- B2B integration
- EDI processing
- Supply chain integration
- Data transformation
- API management
- Cloud platform
Pricing Plans
Pricing checked Oct 3, 2026
| Plan | Price | Details |
|---|---|---|
| Free | $0 |
+1 more Show less
|
| Grow | $2.99/monthly |
|
| Plus | $5.99/monthly |
|
| Pro | $8.99/monthly |
|
| Builder | $14.99/monthly |
|
Is Cleo worth the price?
Cleo's pricing structure, ranging from a Free tier to the Builder tier at $14.99/month, appears generous for personal finance management.
The Free and Grow ($2.99) tiers offer good value for basic budgeting and savings. However, the Pro ($8.99) and Builder ($14.99) tiers seem expensive for features that might be available at lower costs or for free elsewhere.
This pricing is best for individuals seeking comprehensive financial tools and willing to pay for advanced AI and credit-building features.
Reviews

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Cleo FAQ
How does Cleo facilitate B2B data exchange across different technical capabilities?
Which teams within an organization would benefit most from using Cleo?
How is Cleo priced?
What kind of limitations should users be aware of when considering Cleo?
Can Cleo help automate order processing for businesses?
How does Cleo compare to Boomi for B2B integration?
Does Cleo provide visibility into B2B transactions?
Source: cleo.com