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Finanzya Pricing 2026

Plans, hidden costs, and cheaper alternatives compared

Pricing verifiedAug 2026
2 plans tracked·Updated Aug 2026

Is Finanzya worth the price?

85/100

The Free tier is generous for basic tracking, but the Pro tier at £4.99/mo is very affordable for serious FIRE planners, offering unlimited accounts and multi-currency support.

This pricing is fair and competitive for the niche, best for budget-conscious users seeking a comprehensive financial dashboard.

Pricing Plans

Free

  • Up to 2 accounts
  • Net-worth dashboard
  • Manual & CSV entry

Pro

£4.99 / mo

  • Unlimited accounts
  • FIRE & retirement forecasting
  • Growth scenarios
  • Multi-currency (31)

Hidden Costs & Gotchas

No free trial for Pro features

Manual entry only on Free tier

Limited to 2 accounts on Free

No API or bank sync mentioned

Annual discount not specified

Which Plan Do You Need?

Budget-conscious FIRE enthusiasts

Multi-currency net worth trackers

Retirement forecasters on a budget

How Finanzya Compares to Competitors

Compared to tools like Mint or Personal Capital, Finanzya's Pro tier is cheaper and more focused on FIRE planning, though it lacks automated bank syncing. It offers strong value for manual trackers versus pricier alternatives like YNAB.

Finanzya Pricing FAQ

How much does Finanzya cost?

Finanzya starts at $0/month on the Free plan. It offers 2 paid tiers ranging from $0/month up to $4.99/month.

Does Finanzya have a free plan?

Finanzya does not offer a permanent free plan. Paid plans are required from day one.

What is the cheapest Finanzya paid plan?

The cheapest paid plan for Finanzya is "Free" at $0/month. Key features include: Up to 2 accounts, Net-worth dashboard, Manual & CSV entry.

Is there a cheaper alternative to Finanzya?

Yes. Popular alternatives to Finanzya include Copilot Money, MX, Float, Yomio. Free alternatives include Yomio, Moneytor. Compare them side-by-side on Toolradar.

Cheaper alternatives to Finanzya

2 of 6 direct competitors below offer a free plan. Per-seat pricing varies up to 60% across this set.

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