Finanzya
Claim this toolTrack net worth across 31 currencies, budget, and forecast your future
Visit WebsiteThe Bottom Line
Entry price
Free plan available, paid tiers above
Biggest pro
Privacy-first, manual/CSV entry, no bank credentials stored
Biggest con
No automatic bank-account syncing (manual or CSV import)
TL;DR - Finanzya
- Private net-worth tracker: consolidates accounts, investments, and assets across 31 currencies without storing bank credentials.
- Import via CSV with ~96% auto-categorization, then budget with savings pots and watch your net worth over time.
- Plan ahead with FIRE/retirement forecasting, life-event simulation, and pessimistic/base/optimistic growth scenarios. Free tier; paid Pro plan available.
What is Finanzya?
Pros & Cons
Pros
- Privacy-first, manual/CSV entry, no bank credentials stored
- Built-in FIRE & retirement forecasting, not just tracking
- Multi-currency (31) for international finances
- Free tier plus affordable paid plan
- Fast setup (under 20 minutes)
Cons
- No automatic bank-account syncing (manual or CSV import)
- Smaller and newer than established incumbents
- Pricing shown in GBP
Key Features
Pricing Plans
Pricing checked Aug 7, 2026
Free
- Up to 2 accounts
- Net-worth dashboard
- Manual & CSV entry
Pro
£4.99 / mo
- Unlimited accounts
- FIRE & retirement forecasting
- Growth scenarios
- Multi-currency (31)
Is Finanzya worth the price?
The Free tier is generous for basic tracking, but the Pro tier at £4.99/mo is very affordable for serious FIRE planners, offering unlimited accounts and multi-currency support.
This pricing is fair and competitive for the niche, best for budget-conscious users seeking a comprehensive financial dashboard.
Hidden Costs & Gotchas
No free trial for Pro features
Manual entry only on Free tier
Limited to 2 accounts on Free
No API or bank sync mentioned
Annual discount not specified
How Finanzya Compares to Competitors
Compared to tools like Mint or Personal Capital, Finanzya's Pro tier is cheaper and more focused on FIRE planning, though it lacks automated bank syncing. It offers strong value for manual trackers versus pricier alternatives like YNAB.
How Finanzya's pricing compares
At £4.99/mo, Finanzya is the most affordable of its 3 direct competitors.
Entry paid plan, monthly. Pricing checked Aug 7, 2026.
Reviews
Review Finanzya, get a free AI guide
Share your experience and we will send you Improve Your Thinking Patterns Using ChatGPT, free.
Best Finanzya Alternatives
Top alternatives based on features, pricing, and user needs.
Unlock cash visibility and make confident financial decisions with visual cash flow forecasting.
A community-powered money app for saving, spending, and managing finances with ease.
Invest smarter in Indian mutual funds with real-time data and research-backed insights.
Track every item on your receipts, understand spending patterns, and manage family budgets effortlessly.
Financial data connectivity and insights
Your money, beautifully organized. The money app that just works.
Centralize all assets and liabilities for automated financial insights
Open-source, offline, and private investment tracker for desktop, mobile, and web.
Still deciding?
Most buyers shortlist 2 or 3 tools before committing. Pull a side-by-side comparison or browse the full alternatives shortlist below.
Explore More
Finanzya FAQ
How does Finanzya help someone manage their finances across multiple currencies?
How does Finanzya compare to Copilot Money on data privacy?
What kind of trade-off does Finanzya have compared to apps with automatic bank syncing?
What kind of user would benefit most from Finanzya's features?
How is Finanzya priced for its users?
Can Finanzya project long-term financial goals like retirement or financial independence?
How does Finanzya handle multi-currency accounts and reporting?
How quickly can a new user set up and start using Finanzya?
Source: finanzya.app