TL;DR - Plaid
- Plaid is a financial services API that connects apps to user bank accounts
- It enables account verification, transactions, and identity for fintech apps
- Free tier for testing, production pricing based on API calls
Pricing: Free plan available
Best for: Growing teams
Pricing Plans
free trialLaunch
Free
100 live items
- Auth
- Identity
- Balance
- Basic support
Most Popular
Scale
Custom
Contact sales
- All Launch
- Volume pricing
- Priority support
- SLA
Enterprise
Custom
Contact sales
- All Scale
- Dedicated support
- Custom integrations
About Plaid
Plaid connects applications to bank accounts. Financial data infrastructure—how apps access bank information securely.
The connections are many. The data is useful. The integration is standard.
Applications connecting to financial accounts use Plaid for bank data access.
Reviews
No reviews yet. Be the first to review Plaid!
Write a ReviewExplore More
Plaid FAQ
Plaid pricing is usage-based starting at $0 for development. Production pricing varies by product and volume.
Plaid is financial data infrastructure. It connects apps to bank accounts for verification, transactions, and identity.
Plaid Link is the UI module users see to connect bank accounts. It handles credential entry and MFA securely.
Build account verification, payment initiation, income verification, credit scoring, and personal finance features using Plaid's APIs.
Yes, Plaid is SOC 2 Type II certified and uses encryption. They don't store credentials; they use secure token-based access.
Plaid connects to 12,000+ financial institutions including major banks, credit unions, and investment platforms.
Both are bank data aggregators. Plaid has broader coverage and better UX. Finicity (Mastercard) has deeper mortgage data. Both widely used.