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Tilled

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Empower software companies to embed, monitor, and monetize merchant payments with PayFac-as-a-Service.

Payment ProcessingDeveloper ToolsFinance
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Reviews onG2
7 reviews tracked

The Bottom Line

Entry price

Paid plans only

Biggest pro

Allows software companies to monetize payments and earn a significant revenue share.

Biggest con

Requires a monthly SaaS fee, even for the 'Start-Up' plan.

TL;DR - Tilled

  • Enables software companies to become payment facilitators (PayFac-as-a-Service).
  • Offers developer-friendly APIs and white-label solutions for embedded payment processing.
  • Allows software companies to earn a significant revenue share from merchant transactions.
Pricing: Paid only
Best for: Enterprises & pros
4.5/5 across review platforms

What is Tilled?

Editorial review
Tilled offers a PayFac-as-a-Service platform that enables software companies to integrate payment processing directly into their applications. This solution allows businesses to become payment facilitators themselves, earning a share of transaction revenue without the typical upfront costs, overhead, and liabilities associated with traditional PayFac models. It provides developer-friendly APIs for quick integration, white-label capabilities for a seamless brand experience, and comprehensive tools for managing merchant onboarding, payments, reconciliation, and risk. The platform is designed for software companies looking to enhance their offerings by providing an all-in-one embedded payments solution. It helps them maximize revenue potential by turning every merchant transaction into an earning opportunity, optimize their merchant portfolio, and mitigate risk. Tilled aims to reduce development burden, allowing companies to embed payments in weeks rather than months or years, and offers a sandbox environment for testing integrations.

Available on: Web

how we evaluateSourcetilled.com ↗

Pros & Cons

Pros

  • Allows software companies to monetize payments and earn a significant revenue share.
  • Reduces development time with easy-to-integrate, developer-friendly APIs.
  • Offers a full white-label experience, maintaining brand consistency for merchants.
  • Minimizes PCI compliance burden for software companies.
  • Provides comprehensive tools for merchant management, payment processing, and risk mitigation.

Cons

  • Requires a monthly SaaS fee, even for the 'Start-Up' plan.
  • Revenue share model might not be ideal for all business types or transaction volumes.
  • Enterprise-level features like custom reporting and premium support are not included in lower tiers.

Ratings Across the Web

4.5(7 reviews)
G27 reviews
4.5/5

Ratings aggregated from independent review platforms. Learn more

Key Features

Developer-Friendly APIWhite-label functionality for brandingSandbox environment for testingPCI compliance burden reduction (Tilled.js)Webhooks for instant updates on payments and disputesCustomizable merchant pricing programsPre-fill merchant application data via API or consoleWhite-labeled transactional emails

Pricing Plans

Pricing checked Jul 30, 2026

Start-Up

$500 Monthly SaaS Fee

Everything in all plans, plus:

  • 70% revenue share
  • Best for companies processing less than $5M monthly

Scaling

$2,500 Monthly SaaS Fee

Everything in all plans, plus:

  • 80% Revenue Share
  • Best for companies processing more than $5M monthly

Included in all plans

  • Merchant Management
  • Customizable merchant onboarding
  • Visibility into pended merchants
  • Merchant pricing optimization
  • Terminal management
  • Payments
  • Card-present
  • Subscriptions
Calculate your costView full pricing

Is Tilled worth the price?

60/100

Tilled's pricing is quite high, especially for the 'Start-Up' tier at $500 monthly, which offers a 70% revenue share.

The 'Scaling' tier at $2,500 monthly with an 80% revenue share is also a significant commitment. This pricing model is best suited for established software companies with substantial payment processing volumes that can quickly leverage the revenue share model.

Hidden Costs & Gotchas

No free trial to test the platform

High monthly SaaS fees regardless of processing volume

Potential for lower revenue share if processing less

How Tilled Compares to Competitors

Compared to traditional payment processors like Stripe or PayPal, Tilled's model is fundamentally different, focusing on PayFac-as-a-Service rather than per-transaction fees. While Stripe Connect offers similar embedded payment capabilities, Tilled's fixed monthly fees of $500 or $2,500 are a direct cost, whereas Stripe's fees are primarily transaction-based, making Tilled potentially more expensive for lower volumes but more profitable for high-volume processors due to the revenue share.

Reviews

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4.5/5

Across 7 verified user reviews on G2

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Best Tilled Alternatives

Top alternatives based on features, pricing, and user needs.

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AirwallexFreemium

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Hyperswitch PrismFreemium

The open-source payment orchestration platform for building and enhancing your payments stack.

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Still deciding?

Most buyers shortlist 2 or 3 tools before committing. Pull a side-by-side comparison or browse the full alternatives shortlist below.

All Tilled alternatives7+ tools ranked, pricing + verdict per pickTilled vs StripeHead-to-head: features, pricing, who winsTilled vs RazorpayHead-to-head: features, pricing, who winsTilled vs DwollaHead-to-head: features, pricing, who wins

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Tilled FAQ

How does Tilled enable software companies to monetize payments?

Tilled allows software companies to become payment facilitators, integrating payment processing directly into their applications. This model enables them to earn a share of transaction revenue from their merchants without the typical overhead and liabilities of traditional payment facilitator models.

Which teams within a software company would benefit most from Tilled?

Product development teams can leverage Tilled's developer-friendly APIs for quick integration, while finance and business development teams can benefit from the revenue-sharing model and tools for optimizing merchant portfolios. Risk and compliance teams will find value in the platform's risk mitigation features and reduced PCI compliance burden.

How does Tilled compare to Stripe for embedded payments?

Tilled focuses on enabling software companies to become full payment facilitators (PayFac-as-a-Service), allowing them to earn a direct share of transaction revenue and maintain a white-label experience. Stripe offers a broad suite of payment processing tools, but its primary model for embedded payments typically involves revenue sharing through partnerships rather than direct PayFac enablement for the software company.

What kind of development burden does Tilled alleviate for software companies?

Tilled significantly reduces development time by offering developer-friendly APIs that allow companies to embed payments in weeks, rather than months or years. It also provides a sandbox environment for testing integrations, further streamlining the development process.

Does Tilled include a free tier for initial testing or small-scale use?

Tilled does not offer a permanently free tier; it is a paid product. Even its 'Start-Up' plan requires a monthly SaaS fee, though a sandbox environment is available for testing integrations.

What are the trade-offs for software companies considering Tilled?

A primary trade-off is the requirement of a monthly SaaS fee, even for the entry-level plan. Additionally, the revenue share model might not be optimal for all business types or transaction volumes, and enterprise-level features like custom reporting are not included in lower tiers.

Can Tilled help reduce PCI compliance efforts for software companies?

Yes, Tilled is designed to minimize the PCI compliance burden for software companies. By handling much of the payment processing infrastructure, it helps offload significant compliance responsibilities from the integrating business.

Source: tilled.com

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