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Worldpay Pricing 2026

Plans, hidden costs, and alternatives compared

Reviews on G2 Capterra
4 plans tracked Updated Oct 2026

Cite this data: Toolradar, Worldpay pricing verified Oct 2026, toolradar.com/tools/worldpay/pricing

Worldpay pricing: 0.0% + 4.5p per transaction.

Verified Oct 2026 from the official pricing page.

Is Worldpay worth the price?

Fair value

Worldpay's pricing structure appears somewhat complex due to its varied transaction fees and additional charges.

While the 0.0% transaction fee for major card types is attractive, the 4.5p authorization fee per transaction and additional monthly charges like the $20.00 POS terminal fee and $15.00 MMSC can add up. This pricing model is best suited for businesses with high transaction volumes where the low percentage fee outweighs the per-transaction and monthly fixed costs.

Pricing Plans

Transaction Fees (In person)

0.0%

+ 4.5p per transaction

  • Mastercard Debit: 0.0%
  • Mastercard Credit: 0.0%
  • Mastercard Business: 0.0%
  • Visa Debit: 0.0%
  • Visa Credit: 0.0%
  • Visa Business: 0.0%
  • Authorisation fee: 4.5p

Transaction Fees (Online/phone)

0.0%

+ 4.5p per transaction

  • Mastercard Debit: 0.0%
  • Mastercard Credit: 0.0%
  • Mastercard Business: 0.0%
  • Visa Debit: 0.0%
  • Visa Credit: 0.0%
  • Visa Business: 0.0%
  • Authorisation fee: 4.5p

Additional Charges

Varies

  • Chargeback fee: $20.00
  • Revival fee: N/A

Monthly Charges

Varies

  • Point-of-sale terminal (per terminal per month): $20.00
  • Gateway: Included
  • PCI DSS service fee: $5.00
  • Minimum monthly service charge (MMSC): $15.00

Hidden Costs & Gotchas

$20.00 chargeback fee

$15.00 minimum monthly service charge

$20.00 per POS terminal monthly

$5.00 PCI DSS service fee

How Worldpay compares

1 of 2 direct competitors offers a free plan.

ToolStarting priceFree plan
Worldpay0.0% feeNo
Square$49/month, billing unit not specifiedYes
RapydContact salesNo

Worldpay Pricing FAQ

How much does Worldpay cost?

Worldpay has no subscription price: 0.0% + 4.5p per transaction.

Does Worldpay have a free plan?

Worldpay does not offer a permanent free plan. Paid plans are required from day one.

What are alternatives to Worldpay?

Alternatives to Worldpay include Square, Rapyd. Square starts at $49/month, billing unit not specified.

Worldpay alternatives

Direct competitors. Starting prices match the table above.

Sources

  • Official Worldpay pricing: www.worldpay.com/pricing (verified Oct 2026)
  • Cite this data: Toolradar, Worldpay pricing verified Oct 2026, toolradar.com/tools/worldpay/pricing
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