Crunch vs KashFlow: Pricing and Ratings Compared (2026)
Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Crunch and KashFlow side by side. This page compares data; it is not a hands-on review.
On the data: On the data below, Crunch leads on higher user rating and a free plan. We do not name an overall winner for this pair.
Short on time? Here's the quick answer
Based on published vendor pricing and features and on public review data, here's who should pick what:
Crunch
Online accounting software and expert advice for UK sole traders and limited companies.
Best for you if:
- • You want a free tier before you commit
KashFlow
Simplify your small business accounting, bookkeeping, and payroll with an easy-to-use online solution.
Best for you if:
- • You want easy to use interface, even for those with little accounting experience
| At a Glance | Crunch | KashFlow |
|---|---|---|
Starts at | Free plan | From $90/year Annual Starter plan |
Category | Accounting Invoicing | Accounting Invoicing |
Rating | 4.0/5 Trustpilot 3.8 · Capterra 4.4 · G2 4.0 1,722 reviews | 3.8/5 G2 3.8 · TrustRadius 4.0 22 reviews |
Free plan | Yes | No |
Watch out for | n/a | VAT not included in annual prices |
Choose Crunch or KashFlow?
Choose Crunch if
- You want a free tier before you commit
- You want combines user-friendly software with unlimited human expert support
- You want HMRC recognised and MTD compatible, ensuring compliance
Choose KashFlow if
- You want easy to use interface, even for those with little accounting experience
- You want automates many accounting tasks, saving time and effort
In-Depth Analysis
Crunch
Online accounting software and expert advice for UK sole traders and limited companies.
Strengths
- Pro: Combines user-friendly software with unlimited human expert support.
- Pro: HMRC recognised and MTD compatible, ensuring compliance.
- Pro: Offers plans specifically tailored for Sole Traders and Limited Companies.
- Pro: Provides proactive tax saving advice and comprehensive tax filing services.
- Pro: Positive customer reviews highlighting stress reduction and good customer service.
Weaknesses
- Con: Some advanced features like Self Assessment filing are add-ons or only available in higher-tier plans.
- Con: The free software tier includes ads.
Key features
KashFlow
Simplify your small business accounting, bookkeeping, and payroll with an easy-to-use online solution.
KashFlow's pricing is competitive, especially for small businesses needing basic accounting.
Watch out
VAT not included in annual prices
Strengths
- Pro: Easy to use interface, even for those with little accounting experience.
- Pro: Automates many accounting tasks, saving time and effort.
- Pro: Direct integration with HMRC for VAT submissions ensures compliance.
- Pro: Accessible from anywhere with a mobile app.
- Pro: Offers free and fast UK-based support.
Weaknesses
- Con: Primarily focused on the UK market and tax regulations.
- Con: Payroll functionality is limited to 5 employees in listed plans.
- Con: Some features like unlimited bank transactions are only available in higher-tier plans.
Key features
Plans and prices: Crunch vs KashFlow
| Tool | Plans and prices | Source |
|---|---|---|
| Crunch | No plan prices on file | crunch.co.uk/pricing |
| KashFlow |
| kashflow.com/pricing read Oct 19, 2026 |
Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Crunch pricing and KashFlow pricing.
Key Takeaways
Crunch
- Higher user rating: 4.0/5 vs 3.8/5
- Has a free plan
KashFlow
- Choose if you want simplify your small business accounting, bookkeeping, and payroll with an easy-to-use online solution
What the data shows
On the data below, Crunch leads on higher user rating and a free plan. We do not name an overall winner for this pair.
- Crunch has the higher user rating (4.0/5 from 1,722 reviews for Crunch, 3.8/5 from 22 reviews for KashFlow).
- KashFlow starts at $90/year; Crunch has no public paid plan price on file.
- Only Crunch has a free plan.
Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate
Frequently Asked Questions
How do Crunch and KashFlow compare in 2026?
On the data below, Crunch leads on higher user rating and a free plan. We do not name an overall winner for this pair. Crunch has the higher user rating (4.0/5 from 1,722 reviews for Crunch, 3.8/5 from 22 reviews for KashFlow). KashFlow starts at $90/year; Crunch has no public paid plan price on file. Only Crunch has a free plan.
What are Crunch and KashFlow used for?
Crunch: Online accounting software and expert advice for UK sole traders and limited companies. KashFlow: Simplify your small business accounting, bookkeeping, and payroll with an easy-to-use online solution.
What does Crunch cost vs KashFlow?
Crunch has no public paid-plan price on file. KashFlow's cheapest paid plan is Annual Starter at $90/year. Prices read on the vendors' pricing pages, latest check Oct 19, 2026.
What's the main difference between Crunch and KashFlow?
Crunch's main strength: combines user-friendly software with unlimited human expert support. KashFlow's main strength: easy to use interface, even for those with little accounting experience.