Divvy vs Brex: Which Should You Choose in 2026?
Choosing between Divvy and Brex comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 28, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Divvy
Business expense management and corporate cards
Best for you if:
- • You need something completely free
- • Divvy is an expense management platform with corporate cards and automated expense reports
- • It provides real-time spend visibility, budget controls, and integrates with accounting software
Brex
Corporate cards and spend management for startups
Best for you if:
- • All-in-one corporate cards, banking, and expense management
- • No personal guarantee required - great for startups
| At a Glance |  Divvy |  Brex |
|---|---|---|
Price | Free | Free + Paid |
Best For | Accounting | Accounting |
Rating | 84/100 | 84/100 |
| Feature | Divvy | Brex |
|---|---|---|
| Pricing Model | Free | Freemium |
| Editorial Score | 84 | 84 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | AccountingExpense Management | AccountingExpense Management |
How Divvy and Brex Compare
Divvy
Business expense management and corporate cards
Free · 84/100 score
Brex
Corporate cards and spend management for startups
Free tier available · 84/100 score
Who Should Use What?
On a budget?
Divvy is free. Brex is freemium.
Go with: Divvy
Want the highest-rated option?
Divvy: 84/100. Brex: 84/100.
Go with: Divvy
Value user reviews?
Neither has user reviews yet.
Go with: Divvy
3 Questions to Help You Decide
What's your budget?
Divvy is free. Brex is freemium. Go with Divvy if free matters most.
What's your use case?
Both are accounting tools. Compare their specific features to decide.
How important are ratings?
Both score 84/100.
Key Takeaways
Divvy
- Completely free
- Our pick for this comparison
Brex
The Bottom Line
Divvy (84/100) is our pick.
Frequently Asked Questions
Is Divvy or Brex better?
Divvy scores 84/100 in our evaluation. Divvy is free and Brex is freemium.
What are Divvy and Brex used for?
Divvy: Business expense management and corporate cards. Brex: Corporate cards and spend management for startups.
What does Divvy cost vs Brex?
Divvy is completely free. Brex is freemium (free tier + paid plans). Visit their websites for detailed pricing.