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Divvy vs Fyle: Pricing and Ratings Compared (2026)

Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Divvy and Fyle side by side. This page compares data; it is not a hands-on review.

On the data: On the data below, Divvy leads on a free plan. We do not name an overall winner for this pair.

Data comparison compiled by Toolradar, not hand-reviewed Methodology
Data comparison 4,060 user reviews compared Pricing checked Oct 30, 2026

Short on time? Here's the quick answer

Based on published vendor pricing and features and on public review data, here's who should pick what:

Divvy

Business expense management and corporate cards

Best for you if:

  • • You want a fully free tool (Fyle requires payment)

Fyle

Real-time expense management and receipt tracking for existing corporate cards.

Best for you if:

  • • You want significantly reduces manual tasks and data entry for finance teams
At a glance: Divvy vs Fyle
At a Glance
Divvy Divvy
Fyle Fyle
Starts at
Free 100% free
From $11.99/user/mo, billed yearly Growth plan
Category
Finance Expense Management
Expense Management Finance
Rating
4.5/5 G2 4.5 2,237 reviews 4.5/5 G2 4.6 · TrustRadius 4.2 1,823 reviews
Free plan
Yes No

Choose Divvy or Fyle?

Divvy

Choose Divvy if

  • You want a fully free tool (Fyle requires payment)
  • You want free expense management
  • You want corporate cards
  • You work in finance, not expense management
Fyle

Choose Fyle if

  • You want significantly reduces manual tasks and data entry for finance teams
  • You want simplifies receipt submission for employees, leading to higher compliance
  • You work in expense management, not finance

In-Depth Analysis

Divvy Divvy

Business expense management and corporate cards

Great value

Divvy's pricing is exceptionally generous, offering a full-featured corporate card and expense management platform for free.

Strengths

  • Pro: Free expense management
  • Pro: Corporate cards
  • Pro: Budget controls
  • Pro: Good UI
  • Pro: Bill.com owned

Weaknesses

  • Con: US only
  • Con: Credit line requirements
  • Con: Limited international
  • Con: Some features need upgrade
  • Con: Rewards less than Ramp

Key features

Expense management Corporate cards Budgets Reimbursements Accounting integration Free

Fyle Fyle

Real-time expense management and receipt tracking for existing corporate cards.

Good value

Fyle's pricing is competitive, especially for the robust feature set offered in the Growth and Business plans.

Strengths

  • Pro: Significantly reduces manual tasks and data entry for finance teams.
  • Pro: Simplifies receipt submission for employees, leading to higher compliance.
  • Pro: Provides real-time visibility into employee spend.
  • Pro: Automates reconciliation, saving hours of work.
  • Pro: Integrates with widely used accounting systems and existing corporate cards.

Weaknesses

  • Con: Specific pricing details are not readily available on the provided pages.
  • Con: The name change from Fyle to Sage Expense Management might cause initial confusion for users familiar with the old name.

Key features

Real-time expense tracking on existing credit cards Receipt submission via text message with AI-powered data extraction (OCR) Automated matching of receipts to corporate card transactions Two-way sync with accounting software (QuickBooks, Xero, NetSuite, Sage) Mobile app for on-the-go expense submission and approval Automated expense coding and categorization

Plans and prices: Divvy vs Fyle

Plans and prices of Divvy and Fyle, as read on each vendor's pricing page. Each plan keeps its own billing unit.
Tool Plans and prices Source
Divvy
  • Free: Free
divvy.co/pricing read Oct 4, 2026
Fyle
  • Growth: $11.99/user/mo, billed yearly
  • Business: $14.99/user/mo, billed yearly
  • Enterprise: Custom pricing
fylehq.com/pricing read Oct 30, 2026

Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Divvy pricing and Fyle pricing.

Key Takeaways

Divvy

  • Has a free plan

Fyle

  • Choose if you want real-time expense management and receipt tracking for existing corporate cards

What the data shows

On the data below, Divvy leads on a free plan. We do not name an overall winner for this pair.

  • User ratings are within 0.2 points (4.5/5 from 2,237 reviews for Divvy, 4.5/5 from 1,823 reviews for Fyle).
  • Fyle starts at $11.99/user/mo, billed yearly; Divvy has no public paid plan price on file.
  • Only Divvy has a free plan.

Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate

Frequently Asked Questions

How do Divvy and Fyle compare in 2026?

On the data below, Divvy leads on a free plan. We do not name an overall winner for this pair. User ratings are within 0.2 points (4.5/5 from 2,237 reviews for Divvy, 4.5/5 from 1,823 reviews for Fyle). Fyle starts at $11.99/user/mo, billed yearly; Divvy has no public paid plan price on file. Only Divvy has a free plan.

What are Divvy and Fyle used for?

Divvy: Business expense management and corporate cards. Fyle: Real-time expense management and receipt tracking for existing corporate cards.

What does Divvy cost vs Fyle?

Divvy is free. Fyle's cheapest paid plan is Growth at $11.99/user/mo, billed yearly. Prices read on the vendors' pricing pages, latest check Oct 30, 2026.

What's the main difference between Divvy and Fyle?

Divvy's main strength: free expense management. Fyle's main strength: significantly reduces manual tasks and data entry for finance teams.

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