Float vs Policygenius: Pricing and Ratings Compared (2026)
Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Float and Policygenius side by side. This page compares data; it is not a hands-on review.
On the data: On the data below, Policygenius leads on a free plan. We do not name an overall winner for this pair.
Short on time? Here's the quick answer
Based on published vendor pricing and features and on public review data, here's who should pick what:
Float
Unlock cash visibility and make confident financial decisions with visual cash flow forecasting.
Best for you if:
- • You want cash flow forecasting
Policygenius
Compare and buy insurance online with expert advice.
Best for you if:
- • You want a fully free tool (Float requires payment)
| At a Glance | Float | Policygenius |
|---|---|---|
Starts at | From $265/mo flat, billed monthly Growth plan | Free 100% free |
Category | Finance Analytics | Personal Finance Finance |
Rating | 4.5/5 Capterra 4.5 1,621 reviews | n/a |
Free plan | No | Yes |
Watch out for | Limited to Xero, QuickBooks, or FreeAgent integrations only, if you use Sage, Wave, or another accounting tool, Float won't connect to your data | n/a |
Choose Float or Policygenius?
Choose Float if
- You want cash flow forecasting
- You want good integration
- You work in finance, not personal finance
Choose Policygenius if
- You want a fully free tool (Float requires payment)
- You want simplifies insurance shopping by comparing multiple providers
- You want provides access to expert, unbiased advice
- You work in personal finance, not finance
In-Depth Analysis
Float
Unlock cash visibility and make confident financial decisions with visual cash flow forecasting.
Float is a solid cash flow forecasting tool for small businesses using Xero, QuickBooks, or FreeAgent, with pricing that scales by both plan tier and annual revenue.
Watch out
Limited to Xero, QuickBooks, or FreeAgent integrations only, if you use Sage, Wave, or another accounting tool, Float won't connect to your data
Strengths
- Pro: Cash flow forecasting
- Pro: Good integration
- Pro: Active development
- Pro: Good features
- Pro: Fair pricing
Weaknesses
- Con: Limited features
- Con: Learning curve
- Con: Better alternatives exist
- Con: Feature gaps
- Con: Support varies
Key features
Policygenius
Compare and buy insurance online with expert advice.
Strengths
- Pro: Simplifies insurance shopping by comparing multiple providers
- Pro: Provides access to expert, unbiased advice
- Pro: Offers a wide range of insurance products
- Pro: Convenient online process
Weaknesses
- Con: Does not serve users located in the EU or UK
- Con: Specific insurers available may vary by location
Key features
Plans and prices: Float vs Policygenius
| Tool | Plans and prices | Source |
|---|---|---|
| Float |
| floatapp.com/pricing read Oct 31, 2026 |
| Policygenius | No plan prices on file | policygenius.com |
Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Float pricing and Policygenius pricing.
Key Takeaways
Float
- Choose if you want unlock cash visibility and make confident financial decisions with visual cash flow forecasting
Policygenius
- Has a free plan
What the data shows
On the data below, Policygenius leads on a free plan. We do not name an overall winner for this pair.
- Only Float has a published user rating (4.5/5 from 1,621 reviews); Policygenius has none we can show.
- Float starts at $265/mo flat, billed monthly; Policygenius has no public paid plan price on file.
- Only Policygenius has a free plan.
Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate
Frequently Asked Questions
How do Float and Policygenius compare in 2026?
On the data below, Policygenius leads on a free plan. We do not name an overall winner for this pair. Only Float has a published user rating (4.5/5 from 1,621 reviews); Policygenius has none we can show. Float starts at $265/mo flat, billed monthly; Policygenius has no public paid plan price on file. Only Policygenius has a free plan.
What are Float and Policygenius used for?
Float: Unlock cash visibility and make confident financial decisions with visual cash flow forecasting. Policygenius: Compare and buy insurance online with expert advice.
What does Float cost vs Policygenius?
Float's cheapest paid plan is Growth at $265/mo flat, billed monthly. Policygenius is free. Prices read on the vendors' pricing pages, latest check Oct 31, 2026.
What's the main difference between Float and Policygenius?
Float's main strength: cash flow forecasting. Policygenius's main strength: simplifies insurance shopping by comparing multiple providers.