Melio vs Pleo: Which Should You Choose in 2026?
Choosing between Melio and Pleo comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 28, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Melio
Easy bill payment and invoicing solution for businesses, streamlining AP/AR and cash flow.
Best for you if:
- • Automates accounts payable and receivable for businesses.
- • Offers flexible payment options for bills and easy digital invoicing.
Pleo
Transform business spending into success with smart company cards and automated expense management.
Best for you if:
- • You want the higher-rated option (7.5/10 vs 7.2/10)
- • Provides smart company cards for employee spending.
- • Automates expense reports, reimbursements, and invoice processing.
| At a Glance |  Melio |  Pleo |
|---|---|---|
Price | Free + Paid | Free + Paid |
Best For | Workflow Automation | Workflow Automation |
Rating | 72/100 | 75/100 |
| Feature | Melio | Pleo |
|---|---|---|
| Pricing Model | Freemium | Freemium |
| Editorial Score | 72 | 75 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | Workflow AutomationFinancial Planning | Workflow AutomationAccounting |
How Melio and Pleo Compare
Melio
Easy bill payment and invoicing solution for businesses, streamlining AP/AR and cash flow.
Free tier available · 72/100 score
Pleo
Transform business spending into success with smart company cards and automated expense management.
Free tier available · 75/100 score
Who Should Use What?
On a budget?
Both are freemium. Compare plans on their websites.
Go with: Melio
Want the highest-rated option?
Melio: 72/100. Pleo: 75/100.
Go with: Pleo
Value user reviews?
Neither has user reviews yet.
Go with: Pleo
3 Questions to Help You Decide
What's your budget?
Both are freemium. Pricing won't help you decide here.
What's your use case?
Both are workflow automation tools. Compare their specific features to decide.
How important are ratings?
Pleo scores higher: 75/100 vs 72/100.
Key Takeaways
Pleo
- Higher score: 75/100 vs 72
- Free tier available
- Our pick for this comparison
Melio
The Bottom Line
Pleo (75/100) is our pick.
Frequently Asked Questions
Is Melio or Pleo better?
Pleo scores 75/100 in our evaluation. Both are freemium.
What are Melio and Pleo used for?
Melio: Easy bill payment and invoicing solution for businesses, streamlining AP/AR and cash flow.. Pleo: Transform business spending into success with smart company cards and automated expense management..
What does Melio cost vs Pleo?
Melio is freemium (free tier + paid plans). Pleo is freemium (free tier + paid plans). Visit their websites for detailed pricing.