Tink vs Finicity: Which Should You Choose in 2026?
Choosing between Tink and Finicity comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 22, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Tink
Europe's leading open banking platform
Best for you if:
- • Visa-owned European open banking platform
- • 3,400+ bank connections across Europe
Finicity
Open banking data and verification solutions
Best for you if:
- • Mastercard-owned open banking platform
- • Industry-leading verification products
| At a Glance |  Tink | |
|---|---|---|
Price | Paid | Paid |
Best For | Developer Tools | Developer Tools |
Rating | —/100 | —/100 |
| Feature | Tink | Finicity |
|---|---|---|
| Pricing Model | Paid | Paid |
| Editorial Score | — | — |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | Developer Tools | Developer Tools |
How Tink and Finicity Compare
Tink
Europe's leading open banking platform
Paid
Finicity
Open banking data and verification solutions
Paid
Who Should Use What?
On a budget?
Both are paid. Compare plans on their websites.
Go with: Tink
Want the highest-rated option?
Neither has been rated yet.
Go with: Tink
Value user reviews?
Neither has user reviews yet.
Go with: Tink
3 Questions to Help You Decide
What's your budget?
Both are paid. Pricing won't help you decide here.
What's your use case?
Both are developer tools tools. Compare their specific features to decide.
How important are ratings?
Not all tools have been rated yet.
Key Takeaways
Tink
- Our pick for this comparison
Finicity
The Bottom Line
Tink is our pick.
Frequently Asked Questions
Is Tink or Finicity better?
Tink scores high/100 in our evaluation. Both are paid.
What are Tink and Finicity used for?
Tink: Europe's leading open banking platform. Finicity: Open banking data and verification solutions.
What does Tink cost vs Finicity?
Tink is a paid tool. Finicity is a paid tool. Visit their websites for detailed pricing.