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TL;DR - Tink
- Visa-owned European open banking platform
- 3,400+ bank connections across Europe
- Strong in Nordics and expanding EU-wide
Pricing: Paid only
Best for: Enterprises & pros
Pros & Cons
Pros
- Strong European coverage
- Visa ownership
- Nordic expertise
- Full PSD2 features
- Enterprise-grade
Cons
- Limited outside Europe
- Enterprise focus
- Complex pricing
- Less developer-friendly than Plaid
Key Features
3,400+ European banksPayment initiationAccount verificationRisk insightsVisa backingWhite-label solutionsPSD2 compliantPersonal finance tools
Pricing Plans
Free TrialEnterprise
Custom
Contact sales
- Full API access
- 3,400+ bank connections
- Payment initiation
- Risk insights
- Dedicated support
About Tink
By Toolradar Team·
Tink is a European open banking platform acquired by Visa in 2022. The platform connects to over 3,400 banks across Europe, providing financial data aggregation, payment initiation, and account verification services. Tink is particularly strong in the Nordics where it originated and has expanded across the EU. With Visa's backing, Tink is positioned to be a major player in European open banking, competing with TrueLayer for the top spot. The platform offers both B2B and white-label solutions.
How we evaluate tools →Source: tink.com
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Tink FAQ
Is Tink owned by Visa?
Yes, Visa acquired Tink in 2022 for €1.8 billion. This makes Tink a key part of Visa's open banking strategy in Europe.
How does Tink compare to TrueLayer?
Both are leading European open banking platforms. Tink has broader European coverage (especially Nordics) and Visa backing. TrueLayer has stronger UK presence and is more developer-focused.
Does Tink work outside Europe?
Tink is focused on Europe. For other regions, consider Plaid (US, Canada), TrueLayer (UK, EU, Australia), or regional providers.
Source: tink.com