TrueLayer vs Tink: Which Should You Choose in 2026?
Choosing between TrueLayer and Tink comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 22, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
TrueLayer
Open banking payments and data for Europe
Best for you if:
- • Leading European open banking platform
- • Instant bank payments without cards
Tink
Europe's leading open banking platform
Best for you if:
- • Visa-owned European open banking platform
- • 3,400+ bank connections across Europe
| At a Glance |  TrueLayer |  Tink |
|---|---|---|
Price | Paid | Paid |
Best For | Developer Tools | Developer Tools |
Rating | —/100 | —/100 |
| Feature | TrueLayer | Tink |
|---|---|---|
| Pricing Model | Paid | Paid |
| Editorial Score | — | — |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | Developer Tools | Developer Tools |
How TrueLayer and Tink Compare
TrueLayer
Open banking payments and data for Europe
Paid
Tink
Europe's leading open banking platform
Paid
Who Should Use What?
On a budget?
Both are paid. Compare plans on their websites.
Go with: TrueLayer
Want the highest-rated option?
Neither has been rated yet.
Go with: TrueLayer
Value user reviews?
Neither has user reviews yet.
Go with: TrueLayer
3 Questions to Help You Decide
What's your budget?
Both are paid. Pricing won't help you decide here.
What's your use case?
Both are developer tools tools. Compare their specific features to decide.
How important are ratings?
Not all tools have been rated yet.
Key Takeaways
TrueLayer
- Our pick for this comparison
Tink
The Bottom Line
TrueLayer is our pick.
Frequently Asked Questions
Is TrueLayer or Tink better?
TrueLayer scores high/100 in our evaluation. Both are paid.
What are TrueLayer and Tink used for?
TrueLayer: Open banking payments and data for Europe. Tink: Europe's leading open banking platform.
What does TrueLayer cost vs Tink?
TrueLayer is a paid tool. Tink is a paid tool. Visit their websites for detailed pricing.