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Fence

UnclaimedEditor reviewed

Automate asset-backed finance with continuous verification and real-time control

FinanceAnalyticsWorkflow Automation
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Reviews onG2
14 reviews tracked

The Bottom Line

Entry price

Paid plans only

Biggest pro

Significantly reduces funding times from days to hours (T+0 instant funding).

Biggest con

Requires integration with existing originator and servicer systems.

TL;DR - Fence

  • Unifies asset-backed finance workflows on a single platform for continuous rule enforcement.
  • Provides real-time asset verification, covenant calculation, and cash management for lenders and originators.
  • Connects directly to data sources, eliminating manual processes and reducing operational overhead.
Pricing: Paid only
Best for: Enterprises & pros
4.5/5 across review platforms

What is Fence?

Editorial review
Fence offers a unified platform for asset-backed finance, replacing fragmented workflows with continuous enforcement of facility rules. It provides maximum control and transparency for lenders while minimizing financial and operational burdens for originators. The platform integrates directly with originator backends, payment service providers, and third-party databases to ensure real-time data flow without manual intervention. Fence delivers four core agency functions: continuous asset verification, live calculation of eligibility, covenants, and waterfalls, same-day cash management, and comprehensive data analysis and portfolio aggregation. This approach enables instant funding, automated operations, and continuous insights, making high-frequency, granular asset classes viable for institutional capital and significantly reducing the cost of debt through increased transparency.

Available on: Web

how we evaluateSourcefence.finance ↗

Pros & Cons

Pros

  • Significantly reduces funding times from days to hours (T+0 instant funding).
  • Enables institutional capital for a wider range of high-frequency, granular asset classes.
  • Achieves 100% continuous portfolio verification, replacing sample-based annual audits.
  • Lowers the cost of capital by increasing transparency and reducing perceived risk.
  • Eliminates manual reconciliation and spreadsheet-based workflows through direct data integration.

Cons

  • Requires integration with existing originator and servicer systems.
  • Specific pricing details are not publicly available, requiring a demo or consultation.

Ratings Across the Web

4.5(14 reviews)
G214 reviews
4.5/5

Ratings aggregated from independent review platforms. Learn more

Key Features

Continuous Asset Verification (100% of assets verified against independent sources)Live Calculation Agency (Eligibility, covenants, waterfalls, and certificates calculated on live data)Same-Day Cash Management (Funding, intraday recycling, and waterfall execution)Data Analysis & Portfolio Aggregation (Simulations, projections, and unified analytics across SPVs)Direct Integration with Originator Backends (e.g., Visa, Stripe, Bank APIs, DocuSign)Digitization of Facility Terms (Encode covenants, eligibility, and waterfall logic into executable rules)Real-time Operations (Continuous monitoring, cash tracing, and automated funding)Audit-ready Reporting and Immutable Logs

Pricing

Paid

Fence offers paid plans. Visit their website for current pricing details.

View pricing

Reviews

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4.5/5

Across 14 verified user reviews on G2

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Still deciding?

Most buyers shortlist 2 or 3 tools before committing. Pull a side-by-side comparison or browse the full alternatives shortlist below.

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Fence FAQ

How does Fence enable instant funding for asset-backed finance?

Fence achieves instant funding by providing continuous asset verification and live calculation of eligibility, covenants, and waterfalls. This automation reduces funding times from days to hours, making T+0 instant funding possible.

Which teams benefit most from using Fence?

Teams involved in asset-backed finance, including lenders and originators, benefit most from Fence. It provides lenders with maximum control and transparency, while minimizing financial and operational burdens for originators through automated workflows.

How does Fence compare to QUASH.ai for financial compliance?

Fence focuses on automating asset-backed finance with continuous verification and real-time control, including live calculation of eligibility and covenants. Its core functions are continuous asset verification, cash management, and data analysis for asset-backed portfolios.

What kind of data integrations does Fence support?

Fence integrates directly with originator backends, payment service providers, and third-party databases. This ensures real-time data flow without manual intervention, eliminating the need for manual reconciliation and spreadsheet-based workflows.

How is Fence priced?

Fence is a paid product and does not include a permanently free tier. Specific pricing details are not publicly available and typically require a demo or consultation to obtain.

Can Fence help manage high-frequency, granular asset classes?

Yes, Fence is designed to make high-frequency, granular asset classes viable for institutional capital. It does this by providing automated operations and continuous insights, which significantly reduces the cost of debt through increased transparency.

Source: fence.finance

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