Kashimi
Claim this toolUnified API for instant Account-to-Account payments across hundreds of banks, powered by open banking.
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Tracked since 2026
The Bottom Line
- Price
- Paid plans only. Compare plans
Key facts
- Provides a single API for instant A2A payments across hundreds of banks.
- Ensures regulatory compliance and adapts to evolving open banking standards.
- Offers advanced features like AI bank monitoring and real-time card recognition to optimize payments.
Pros
- Significantly faster time-to-market for open banking solutions (weeks instead of months)
- Reduces operational costs by centralizing development, maintenance, and compliance
- Ensures continuous regulatory compliance with built-in updates
- Improves user experience and conversion rates with features like "Remember Me" and Real-Time Card Recognition
- Provides high reliability and proactive issue detection through AI-powered bank monitoring
Cons
- Specific pricing details are not publicly available and require direct inquiry
- Primarily focused on A2A payments, which might not cover all payment needs for some businesses
- Requires integration with existing systems, though simplified by the API
What is Kashimi?
Kashimi provides a robust, unified API that enables financial institutions to integrate instant Account-to-Account (A2A) payments. It simplifies the complex and fragmented open banking ecosystem by connecting to hundreds of banks through a single integration, eliminating the need for multiple, bespoke connections. This infrastructure is designed for fintechs, PSPs, banks, and enterprise wallets, allowing them to launch 'Pay by Bank' solutions quickly and efficiently.
The platform handles regulatory compliance, automatically adapts to unstable bank APIs, and offers features like real-time monitoring, AI-powered bank monitoring, and built-in UX tools to optimize conversion. Kashimi aims to reduce operational costs, accelerate time-to-market for new payment solutions, and ensure bank-grade security and reliability, empowering clients to scale their payment offerings across various markets without licensing lock-in.
Available on: Web
Louis Corneloup Source kashimi.tech ↗
Preview
Key Features
- Unified Open Banking API for hundreds of banks
- Automated adaptation to bank API changes and downtime
- Built-in regulatory compliance (PSD2, Open Banking)
- Real-time monitoring and analytics for payment flows
- AI Agent for continuous bank API monitoring and outage detection
- "Remember Me" for seamless repeat payments without re-authentication
- Real-Time Card Recognition to suggest Open Banking payments
- Enterprise-level security and 99.9% uptime reliability
Pricing
Paid
Kashimi offers paid plans. Visit their website for current pricing details.
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Kashimi FAQ
How does Kashimi facilitate faster time-to-market for payment solutions?
Kashimi provides a unified API for instant Account-to-Account payments, allowing financial institutions to launch 'Pay by Bank' solutions in weeks instead of months. This is achieved by centralizing development, maintenance, and compliance through a single integration across hundreds of banks.
Which teams would benefit most from using Kashimi?
Kashimi is designed for fintechs, Payment Service Providers (PSPs), banks, and enterprise wallets that need to integrate instant Account-to-Account payments. It helps these organizations scale their payment offerings and reduce operational costs associated with open banking.
How does Kashimi compare to Plaid regarding payment integration?
Kashimi focuses on providing a unified API for instant Account-to-Account payments across hundreds of banks, simplifying open banking integrations. It aims to accelerate time-to-market for 'Pay by Bank' solutions and reduce operational costs by centralizing development and compliance.
What kind of payment needs does Kashimi primarily address?
Kashimi is primarily focused on enabling instant Account-to-Account (A2A) payments through its unified API. While it simplifies open banking, businesses requiring a broader range of payment types beyond A2A may need additional solutions.
Does Kashimi include features to improve user conversion rates?
Yes, Kashimi includes built-in UX tools designed to optimize conversion rates for 'Pay by Bank' solutions. These features include 'Remember Me' functionality and Real-Time Card Recognition to enhance the user experience.
How is Kashimi priced?
Kashimi is a paid product and does not offer a permanently free tier. Specific pricing details are not publicly available and require direct inquiry.
Can Kashimi help with regulatory compliance for open banking?
Yes, Kashimi handles regulatory compliance for open banking automatically and includes built-in updates to ensure continuous adherence. This feature helps financial institutions manage the complexities of the open banking ecosystem.
Source: kashimi.tech