Kashimi
UnclaimedUnified API for instant Account-to-Account payments across hundreds of banks, powered by open banking.
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TL;DR - Kashimi
- Provides a single API for instant A2A payments across hundreds of banks.
- Ensures regulatory compliance and adapts to evolving open banking standards.
- Offers advanced features like AI bank monitoring and real-time card recognition to optimize payments.
Pricing: Paid only
Best for: Enterprises & pros
Pros & Cons
Pros
- Significantly faster time-to-market for open banking solutions (weeks instead of months)
- Reduces operational costs by centralizing development, maintenance, and compliance
- Ensures continuous regulatory compliance with built-in updates
- Improves user experience and conversion rates with features like "Remember Me" and Real-Time Card Recognition
- Provides high reliability and proactive issue detection through AI-powered bank monitoring
Cons
- Specific pricing details are not publicly available and require direct inquiry
- Primarily focused on A2A payments, which might not cover all payment needs for some businesses
- Requires integration with existing systems, though simplified by the API
Key Features
Unified Open Banking API for hundreds of banksAutomated adaptation to bank API changes and downtimeBuilt-in regulatory compliance (PSD2, Open Banking)Real-time monitoring and analytics for payment flowsAI Agent for continuous bank API monitoring and outage detection"Remember Me" for seamless repeat payments without re-authenticationReal-Time Card Recognition to suggest Open Banking paymentsEnterprise-level security and 99.9% uptime reliability
Pricing
Paid
Kashimi offers paid plans. Visit their website for current pricing details.
About Kashimi
By Toolradar Team·
Kashimi provides a robust, unified API that enables financial institutions to integrate instant Account-to-Account (A2A) payments. It simplifies the complex and fragmented open banking ecosystem by connecting to hundreds of banks through a single integration, eliminating the need for multiple, bespoke connections. This infrastructure is designed for fintechs, PSPs, banks, and enterprise wallets, allowing them to launch 'Pay by Bank' solutions quickly and efficiently.
The platform handles regulatory compliance, automatically adapts to unstable bank APIs, and offers features like real-time monitoring, AI-powered bank monitoring, and built-in UX tools to optimize conversion. Kashimi aims to reduce operational costs, accelerate time-to-market for new payment solutions, and ensure bank-grade security and reliability, empowering clients to scale their payment offerings across various markets without licensing lock-in.
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Kashimi FAQ
What types of financial institutions can benefit from Kashimi's infrastructure?
Kashimi empowers a wide range of financial institutions, including Payment Service Providers (PSPs), FinTechs, traditional banks, enterprise wallets, remittance platforms, FX platforms, and treasuries.
How does Kashimi ensure compliance with open banking regulations?
Kashimi's architecture is designed with built-in compliance, managing regulatory updates for PSD2, Open Banking, and other required regulations automatically, ensuring operations remain in line with evolving requirements.
What is the 'Remember Me' feature and how does it work?
The 'Remember Me' feature allows users to make repeat A2A payments with a single click after their initial transaction. Kashimi securely remembers the user's bank, eliminating the need for re-authentication and speeding up checkout processes.
How does Kashimi handle the instability of bank APIs?
Kashimi automatically detects and adapts to schema changes, downtime, and new formats from bank APIs behind the scenes. It also employs an AI Agent for continuous monitoring to detect issues instantly and route around outages.
What are the primary use cases for Kashimi's 'Pay by Bank' solution?
The primary use cases include seamless online payments for e-commerce checkouts, effortless bill payments with no extra fees, and instant, cost-effective account top-ups for wallets and other accounts.
How quickly can a business integrate and launch with Kashimi?
Kashimi is designed for rapid deployment, allowing businesses to launch their 'Pay by Bank' solution in weeks, not months, through its simplified API with just two endpoints.
Source: kashimi.tech