Kashimi

Name: Kashimi
Brand: Kashimi

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Unified API for instant Account-to-Account payments across hundreds of banks, powered by open banking.

Payment Processing API Tools Finance Automation

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Tracked since2026

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The Bottom Line

Entry price

Paid plans only

Biggest pro

Significantly faster time-to-market for open banking solutions (weeks instead of months)

Biggest con

Specific pricing details are not publicly available and require direct inquiry

TL;DR - Kashimi

Provides a single API for instant A2A payments across hundreds of banks.
Ensures regulatory compliance and adapts to evolving open banking standards.
Offers advanced features like AI bank monitoring and real-time card recognition to optimize payments.

Pricing: Paid only

Best for: Enterprises & pros

What is Kashimi?

Editorial review

Kashimi provides a robust, unified API that enables financial institutions to integrate instant Account-to-Account (A2A) payments. It simplifies the complex and fragmented open banking ecosystem by connecting to hundreds of banks through a single integration, eliminating the need for multiple, bespoke connections. This infrastructure is designed for fintechs, PSPs, banks, and enterprise wallets, allowing them to launch 'Pay by Bank' solutions quickly and efficiently. The platform handles regulatory compliance, automatically adapts to unstable bank APIs, and offers features like real-time monitoring, AI-powered bank monitoring, and built-in UX tools to optimize conversion. Kashimi aims to reduce operational costs, accelerate time-to-market for new payment solutions, and ensure bank-grade security and reliability, empowering clients to scale their payment offerings across various markets without licensing lock-in.

Available on: Web

LCLouis CorneloupUpdated May 26, 2026 · how we evaluateSourcekashimi.tech ↗

Pros & Cons

Pros

Significantly faster time-to-market for open banking solutions (weeks instead of months)
Reduces operational costs by centralizing development, maintenance, and compliance
Ensures continuous regulatory compliance with built-in updates
Improves user experience and conversion rates with features like "Remember Me" and Real-Time Card Recognition
Provides high reliability and proactive issue detection through AI-powered bank monitoring

Cons

Specific pricing details are not publicly available and require direct inquiry
Primarily focused on A2A payments, which might not cover all payment needs for some businesses
Requires integration with existing systems, though simplified by the API

Preview

Key Features

Unified Open Banking API for hundreds of banksAutomated adaptation to bank API changes and downtimeBuilt-in regulatory compliance (PSD2, Open Banking)Real-time monitoring and analytics for payment flowsAI Agent for continuous bank API monitoring and outage detection"Remember Me" for seamless repeat payments without re-authenticationReal-Time Card Recognition to suggest Open Banking paymentsEnterprise-level security and 99.9% uptime reliability

Pricing

Paid

Kashimi offers paid plans. Visit their website for current pricing details.

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Kashimi FAQ

How does Kashimi facilitate faster time-to-market for payment solutions?

Kashimi provides a unified API for instant Account-to-Account payments, allowing financial institutions to launch 'Pay by Bank' solutions in weeks instead of months. This is achieved by centralizing development, maintenance, and compliance through a single integration across hundreds of banks.

Which teams would benefit most from using Kashimi?

Kashimi is designed for fintechs, Payment Service Providers (PSPs), banks, and enterprise wallets that need to integrate instant Account-to-Account payments. It helps these organizations scale their payment offerings and reduce operational costs associated with open banking.

How does Kashimi compare to Plaid regarding payment integration?

Kashimi focuses on providing a unified API for instant Account-to-Account payments across hundreds of banks, simplifying open banking integrations. It aims to accelerate time-to-market for 'Pay by Bank' solutions and reduce operational costs by centralizing development and compliance.

What kind of payment needs does Kashimi primarily address?

Kashimi is primarily focused on enabling instant Account-to-Account (A2A) payments through its unified API. While it simplifies open banking, businesses requiring a broader range of payment types beyond A2A may need additional solutions.

Does Kashimi include features to improve user conversion rates?

Yes, Kashimi includes built-in UX tools designed to optimize conversion rates for 'Pay by Bank' solutions. These features include 'Remember Me' functionality and Real-Time Card Recognition to enhance the user experience.

How is Kashimi priced?

Kashimi is a paid product and does not offer a permanently free tier. Specific pricing details are not publicly available and require direct inquiry.

Can Kashimi help with regulatory compliance for open banking?

Yes, Kashimi handles regulatory compliance for open banking automatically and includes built-in updates to ensure continuous adherence. This feature helps financial institutions manage the complexities of the open banking ecosystem.

Source: kashimi.tech

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