Peach
Claim this toolAPI-first loan management and servicing for flexible lending
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Reviews on G2
3 reviews tracked The Bottom Line
- Price
- Paid plans only. Compare plans
Key facts
- API-first platform for flexible loan management and servicing.
- Supports diverse lending products like BNPL and personal loans with high configurability.
- Offers an end-to-end servicing suite and robust security and compliance features.
Pros
- High flexibility and configurability for diverse lending products
- Comprehensive suite of integrated loan servicing tools
- Strong emphasis on security and compliance with industry certifications
- Supports complex BNPL use cases like multi-capture transactions
- Partnerships with major card networks and fintech providers
Cons
- Specific pricing details are not publicly available
- Requires integration expertise due to its API-first nature
- No explicit mention of support for non-US regulatory frameworks
What is Peach?
Peach provides an API-first loan management and servicing platform designed for lenders to launch and scale various lending programs. Its Adaptive Core™ system offers extensive configurability, enabling the creation of highly flexible lending products across diverse asset classes, including Buy Now, Pay Later (BNPL) and personal loans.
The platform includes a comprehensive suite of loan servicing tools, such as CRM, borrower portals, payment processing, and first-party collections. It emphasizes security and compliance, adhering to industry standards like SOC 1 Type 1 & 2, SOC 2 Type 2, PCI DSS Level 1, and HIPAA, ensuring robust protection for sensitive financial data.
Available on: Web
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Source peachfinance.com Ratings Across the Web
4.7 (3 reviews)
Peach holds an aggregate rating of 4.7 out of 5 from 3 reviews across G2, last checked September 17, 2026.
Ratings aggregated from independent review platforms. Learn more
Preview
Key Features
- API-first loan management system
- Configurable Adaptive Core™ for various asset classes
- Multi-Capture Installment Loan™ solution
- End-to-end loan servicing suite (CRM, borrower portal, collections)
- Compliance Guard™ for regulatory adherence
- Integration with card issuance partners (Visa, Mastercard, Lithic, Marqeta)
Pricing
Paid
Peach offers paid plans. Visit their website for current pricing details.
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Peach FAQ
What types of lending products can be managed using Peach's Adaptive Core™?
Peach's Adaptive Core™ can manage a wide range of lending products, including various Buy Now, Pay Later (BNPL) constructs (pre-purchase, point-of-sale, post-purchase debit, credit card BNPL) and personal loan types (installment loans, home improvement loans, cash advances, private student loans, and retail installment contracts).
How does the Multi-Capture Installment Loan™ solution benefit lenders?
The Multi-Capture Installment Loan™ solution allows lenders to accommodate transactions where merchants don't process the entire amount at once, such as when items ship separately or travel purchases involve multiple vendors. This provides greater flexibility for customers and allows lenders to decide how additional items modify repayment terms.
Which security and compliance standards does Peach adhere to?
Peach's loan management and servicing software is compliant with SOC 1 Type 1, SOC 1 Type 2, SOC 2 Type 2, PCI DSS Level 1, and HIPAA. It employs a defense-in-depth security architecture and best-in-class practices to maintain security at all levels.
What integrations are available for card issuance and processing?
Peach partners with Visa (Fintech Partner Connect, Ready for BNPL), Mastercard (Engage Partner Network), Lithic for virtual, physical, and digital wallet cards, and Marqeta for instant card issuance and processing via their open API platform.
Can Peach handle promotional periods and various interest rate calculations for BNPL programs?
Yes, Peach allows for full configuration of BNPL promotional periods, including 0% interest for a limited time. Lenders can also offer any chosen interest rate and utilize various interest calculation methods, such as simple and compounding interest.
What specific tools are included in Peach's loan servicing suite?
The loan servicing suite includes a CRM, a borrower portal, communications management, payment processing, and first-party collections. It also features Compliance Guard™ for borrower status monitoring and scanning of outbound communications to ensure regulatory compliance.
Source: peachfinance.com