Best Payment Processing for Small Business 2026

Updated: February 2026

Affordable and easy-to-use payment processing tools perfect for small businesses and growing teams. We've curated 10 tools specifically suited for small business.

Key Takeaways

  • Eventbrite is our #1 pick for payment processing for small business in 2026, scoring 88/100.
  • We analyzed 10 payment processing for small business tools to create this ranking.
  • 10 tools offer free plans, perfect for getting started.
  • Average editorial score: 81/100 - high-quality category.

Why Small Business Need Specialized Payment Processing Tools

Affordable pricing

Easy to set up

Scales with your business

No enterprise complexity

10 Payment Processing Tools for Small Business

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Mercury logo

Mercury

Radically different online business banking for startups & small businesses.

Freemium87/100
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Waylight logo

Waylight

AI assistant for contextual understanding of meetings, tabs, and documents.

Freemium80/100
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Ko-fi logo

Ko-fi

Empower creators to earn income directly from their fans through tips, memberships, and sales.

Freemium78/100
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Wise Business logo

Wise Business

The only business account you need to go global, making international payments and finances easy.

Freemium77/100
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Best Payment Processing for Other Use Cases

Frequently Asked Questions

What is the best payment processing tool for small business?

Based on our analysis, Eventbrite is the top choice for small business, with a score of 88/100. It offers affordable pricing and easy to set up.

Are there free payment processing tools for small business?

Yes! Eventbrite, Mercury, Wise offer free plans suitable for small business.