Mercury vs Pulley: Pricing and Ratings Compared (2026)
Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Mercury and Pulley side by side. This page compares data; it is not a hands-on review.
On the data: On the data below, Mercury leads on lower entry price. We do not name an overall winner for this pair.
Short on time? Here's the quick answer
Based on published vendor pricing and features and on public review data, here's who should pick what:
Mercury
Business banking for startups. Open an account online in minutes
Best for you if:
- • You want a fully free tool (Pulley requires payment)
Pulley
Equity management for startups
Best for you if:
- • You want modern cap table management
| At a Glance | Mercury | Pulley |
|---|---|---|
Starts at | Free plan, paid from $20/mo, billed yearly Personal plan | Free plan, paid from $100/mo, billed yearly Starter plan |
Category | Finance Expense Management | Finance Entity Management |
Rating | 4.6/5 G2 4.4 · Capterra 4.8 182 reviews | 4.7/5 G2 4.7 135 reviews |
Free plan | Yes | Yes |
Watch out for | Personal tier is annual-only billing | n/a |
Choose Mercury or Pulley?
Choose Mercury if
- You want a fully free tool (Pulley requires payment)
- You want no fees
- You want great UX
- Budget matters ($20/mo, billed yearly vs $100/mo, billed yearly)
Choose Pulley if
- You want modern cap table management
- You want more affordable than Carta
In-Depth Analysis
Mercury
Business banking for startups. Open an account online in minutes
Mercury's Business Banking and Treasury tiers are exceptionally generous, offering core banking services and high-yield options for free.
Watch out
Personal tier is annual-only billing
Strengths
- Pro: No fees
- Pro: Great UX
- Pro: API access
Weaknesses
- Con: Limited credit options
- Con: US only
Key features
Pulley
Equity management for startups
Pulley's Starter tier at $1200/year is fair for early-stage startups needing essential cap table management and 409A valuations.
Strengths
- Pro: Modern cap table management
- Pro: More affordable than Carta
- Pro: Good UX
- Pro: 409A valuations
- Pro: Transparent pricing
Weaknesses
- Con: Smaller than Carta
- Con: Less features
- Con: Newer platform
- Con: Limited integrations
- Con: US focused
Key features
Plans and prices: Mercury vs Pulley
| Tool | Plans and prices | Source |
|---|---|---|
| Mercury |
| mercury.com/pricing read Oct 16, 2026 |
| Pulley |
| pulley.com/pricing read Oct 20, 2026 |
Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Mercury pricing and Pulley pricing.
Key Takeaways
Mercury
- Lower entry price: $20/mo, billed yearly vs $100/mo, billed yearly
Pulley
- Choose if you want equity management for startups
What the data shows
On the data below, Mercury leads on lower entry price. We do not name an overall winner for this pair.
- User ratings are within 0.2 points (4.6/5 from 182 reviews for Mercury, 4.7/5 from 135 reviews for Pulley).
- Mercury has the lower entry price: $20/mo, billed yearly (Personal) against $100/mo, billed yearly (Starter) for Pulley.
- Both have a free plan.
Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate
Frequently Asked Questions
How do Mercury and Pulley compare in 2026?
On the data below, Mercury leads on lower entry price. We do not name an overall winner for this pair. User ratings are within 0.2 points (4.6/5 from 182 reviews for Mercury, 4.7/5 from 135 reviews for Pulley). Mercury has the lower entry price: $20/mo, billed yearly (Personal) against $100/mo, billed yearly (Starter) for Pulley. Both have a free plan.
What are Mercury and Pulley used for?
Mercury: Business banking for startups. Open an account online in minutes. Pulley: Equity management for startups.
What does Mercury cost vs Pulley?
Mercury's cheapest paid plan is Personal at $20/mo, billed yearly. Pulley's cheapest paid plan is Starter at $100/mo, billed yearly; it also has a free plan. Prices read on the vendors' pricing pages, latest check Oct 20, 2026.
What's the main difference between Mercury and Pulley?
Mercury's main strength: no fees. Pulley's main strength: modern cap table management.