Pilot vs Carta: Which Should You Choose in 2026?
Choosing between Pilot and Carta comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 28, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Pilot
Bookkeeping and CFO services for startups
Best for you if:
- • You need accounting features specifically
- • Pilot is an outsourced bookkeeping and tax service for startups
- • It handles accounting, CFO services, and tax prep for growing companies
Carta
Equity management and cap table software
Best for you if:
- • You want the higher-rated option (8.8/10 vs 8.4/10)
- • You need financial planning features specifically
- • Carta is a platform for managing equity, cap tables, and valuations for startups
- • It handles 409A valuations, equity grants, and liquidity events
| At a Glance |  Pilot |  Carta |
|---|---|---|
Price | Paid | Paid |
Best For | Accounting | Financial Planning |
Rating | 84/100 | 88/100 |
| Feature | Pilot | Carta |
|---|---|---|
| Pricing Model | Paid | Paid |
| Editorial Score | 84 | 88 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | AccountingExpense Management | Financial PlanningCompliance Management |
How Pilot and Carta Compare
Pilot
Bookkeeping and CFO services for startups
Paid · 84/100 score
Carta
Equity management and cap table software
Paid · 88/100 score
Pilot is a accounting tool. Carta is in financial planning.
Who Should Use What?
On a budget?
Both are paid. Compare plans on their websites.
Go with: Carta
Want the highest-rated option?
Pilot: 84/100. Carta: 88/100.
Go with: Carta
Value user reviews?
Neither has user reviews yet.
Go with: Carta
3 Questions to Help You Decide
What's your budget?
Both are paid. Pricing won't help you decide here.
What's your use case?
Pilot is a accounting tool. Carta is in financial planning. Pick the category that matches your needs.
How important are ratings?
Carta scores higher: 88/100 vs 84/100.
Key Takeaways
Carta
- Higher score: 88/100 vs 84
- Our pick for this comparison
Pilot
- Better fit for accounting
The Bottom Line
Carta (88/100) is our pick.
Frequently Asked Questions
Is Pilot or Carta better?
Carta scores 88/100 in our evaluation. Both are paid.
What are Pilot and Carta used for?
Pilot: Bookkeeping and CFO services for startups. Carta: Equity management and cap table software.
What does Pilot cost vs Carta?
Pilot is a paid tool. Carta is a paid tool. Visit their websites for detailed pricing.