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Tilled vs Razorpay: Which is Better in 2026?

Choosing between Tilled and Razorpay comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.

Bottom line: Razorpay wins this matchup. Our overall Payment Processing pick is Wise. Our free Payment Processing pick is Sezzle. Pick Tilled if you need its specific feature set.

··Methodology
Editor reviewed0 verified reviews comparedPricing checked Sep 2026

Short on time? Here's the quick answer

We've tested both tools. Here's who should pick what:

Tilled

Empower software companies to embed, monitor, and monetize merchant payments with PayFac-as-a-Service.

Best for you if:

  • You want allows software companies to monetize payments and earn a significant revenue share
  • You want reduces development time with easy-to-integrate, developer-friendly APIs

Razorpay

The best payment solution for online payments in India, offering advanced financial operations.

Best for you if:

  • You want a free tier before you commit
  • You want wide range of payment methods supported, including international options
  • You want integrated suite of financial tools beyond just payment processing (payroll, banking)
At a Glance
TilledTilled
RazorpayRazorpay
Starts at
$500/moStart-Up
FreeFree tier available
Best For
Payment ProcessingPayment Processing
Rating
4.5/54.0/5
Free plan
No Yes

Choose Tilled or Razorpay?

Tilled

Choose Tilled if

Empower software companies to embed, monitor, and monetize merchant payments with PayFac-as-a-Service.

  • You want allows software companies to monetize payments and earn a significant revenue share
  • You want reduces development time with easy-to-integrate, developer-friendly APIs
Razorpay

Choose Razorpay if

The best payment solution for online payments in India, offering advanced financial operations.

  • You want a free tier before you commit
  • You want wide range of payment methods supported, including international options
  • You want integrated suite of financial tools beyond just payment processing (payroll, banking)
FeatureTilledRazorpay
Pricing ModelPaidFreemium
User Rating
4.5/5
7 reviews
4.0/5
266 reviews
Categories
Payment ProcessingDeveloper Tools
Payment ProcessingFinance

In-Depth Analysis

TilledTilled

Empower software companies to embed, monitor, and monetize merchant payments with PayFac-as-a-Service.

Starts at $500/mo
Fair value

Tilled's pricing is quite high, especially for the 'Start-Up' tier at $500 monthly, which offers a 70% revenue share.

Strengths

  • +Allows software companies to monetize payments and earn a significant revenue share.
  • +Reduces development time with easy-to-integrate, developer-friendly APIs.
  • +Offers a full white-label experience, maintaining brand consistency for merchants.
  • +Minimizes PCI compliance burden for software companies.
  • +Provides comprehensive tools for merchant management, payment processing, and risk mitigation.

Weaknesses

  • -Requires a monthly SaaS fee, even for the 'Start-Up' plan.
  • -Revenue share model might not be ideal for all business types or transaction volumes.
  • -Enterprise-level features like custom reporting and premium support are not included in lower tiers.

Key features

Developer-Friendly APIWhite-label functionality for brandingSandbox environment for testingPCI compliance burden reduction (Tilled.js)Webhooks for instant updates on payments and disputesCustomizable merchant pricing programs

RazorpayRazorpay

The best payment solution for online payments in India, offering advanced financial operations.

Starts at Free

Strengths

  • +Wide range of payment methods supported, including international options.
  • +Integrated suite of financial tools beyond just payment processing (payroll, banking).
  • +User-friendly dashboard with real-time insights and reporting.
  • +Strong focus on e-commerce with features to reduce RTO and simplify payments.
  • +Easy integration with robust developer tools.

Weaknesses

  • -Pricing details are not explicitly mentioned on the main or e-commerce pages, requiring further inquiry.
  • -Primarily focused on the Indian market, though international payment acceptance is a feature.

Key features

100+ Payment Methods (Cards, Netbanking, UPI, Wallets, EMI, PayLater)International Payments (180+ countries, global cards, Apple Pay, bank transfers)Automated Payroll & CompliancesEffortless Banking (Current Account with powerful automation and smart dashboard)Easy In-Store Payments (Razorpay POS with top-tier UPI stack)Consolidated Dashboard for payments, refunds, transfers, subscriptions, invoices

Pricing: Tilled vs Razorpay

PlanTilledRazorpay
Tier 1
$500 Monthly SaaS Fee
Start-Up
N/A
Tier 2
$2,500 Monthly SaaS Fee
Scaling
N/A

Pricing verified from each vendor's public pricing page. Compare in detail on Tilled pricing and Razorpay pricing.

Who Should Use What?

On a budget?

Razorpay has a free tier. Tilled is paid only.

Go with: Razorpay

Want the highest-rated option?

Tilled: 4.5/5 (7 reviews). Razorpay: 4.0/5 (266 reviews).

Go with: Tilled

Value user reviews?

Tilled: 7 reviews (4.5/5). Razorpay: 266 reviews (4.0/5).

Go with: Razorpay

3 Questions to Help You Decide

1

What's your budget?

Tilled is paid. Razorpay is freemium. Razorpay lets you start free.

2

What's your use case?

Both are payment processing tools. Compare their specific features to decide.

3

How important are ratings?

Tilled is rated higher: 4.5/5 vs 4.0/5.

Key Takeaways

Razorpay

  • Larger review base (266 reviews)
  • Free tier available
  • Our pick for this comparison

Tilled

  • Higher user rating: 4.5/5 vs 4.0/5

The Bottom Line

Razorpay wins this matchup. Our overall Payment Processing pick is Wise. Our free Payment Processing pick is Sezzle.

Frequently Asked Questions

Is Tilled or Razorpay better?

Razorpay is rated in our evaluation. Tilled is paid and Razorpay is freemium.

What are Tilled and Razorpay used for?

Tilled: Empower software companies to embed, monitor, and monetize merchant payments with PayFac-as-a-Service.. Razorpay: The best payment solution for online payments in India, offering advanced financial operations..

What does Tilled cost vs Razorpay?

Tilled is a paid tool. Razorpay is freemium (free tier + paid plans). Visit their websites for detailed pricing.

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