Corgi

Pros

• Instant quotes replace 2 to 4 weeks of traditional broker back-and-forth
• Modular policies let founders buy only what they need at each stage
• In-house full stack means no broker handoffs, faster claims
• Modern self-serve UX (Stripe-like) for a category that usually runs on PDFs and email
• Same-day COI delivery unblocks enterprise contracts that require proof of insurance

Cons

• US-only coverage, no international policies
• Best for early-stage startups, less suited to large enterprises with complex risk profiles
• Pricing not transparent on the marketing site, requires quote submission
• Newer entrant, smaller carrier track record than incumbent brokers (Vouch, Embroker, AON)
• Industry-specific exclusions may apply (some regulated sectors are not yet supported)