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Business insurance for startups, modular coverage with instant quotes

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Pros & Cons

Pros

  • Instant quotes replace 2 to 4 weeks of traditional broker back-and-forth
  • Modular policies let founders buy only what they need at each stage
  • In-house full stack means no broker handoffs, faster claims
  • Modern self-serve UX (Stripe-like) for a category that usually runs on PDFs and email
  • Same-day COI delivery unblocks enterprise contracts that require proof of insurance

Cons

  • US-only coverage, no international policies
  • Best for early-stage startups, less suited to large enterprises with complex risk profiles
  • Pricing not transparent on the marketing site, requires quote submission
  • Newer entrant, smaller carrier track record than incumbent brokers (Vouch, Embroker, AON)
  • Industry-specific exclusions may apply (some regulated sectors are not yet supported)

Ratings Across the Web

5(24 reviews)

Ratings aggregated from independent review platforms. Learn more

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Key Features

Instant online quotes (under 5 minutes)Modular coverage (CGL, D&O, Tech E&O / AI liability, Cyber, EPLI)Specialized policies: media, fiduciary, HNOA, umbrella, workers comp, crime, K&R, reps & warrantiesSame-day binding and certificate of insurance issuanceDirect claims support via Slack channel (no phone trees)Stage-aware packages that scale from pre-seed to growthFull-stack model with in-house underwriting and claims

Pricing

Paid

Corgi offers paid plans. Visit their website for current pricing details.

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What is Corgi?

Editorial review
Corgi is a self-serve insurance platform for startups. Founders complete an online application in under five minutes, receive instant quotes, and get bound same-day. The platform consolidates fragmented policies (CGL, D&O, Tech E&O, Cyber, EPLI, fiduciary, HNOA, and more) into modular packages that scale with funding rounds. Corgi runs the underwriting, carrier, and claims in-house, so founders skip the traditional broker workflow entirely.

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