Next Insurance
Claim this toolTailored, digital-first insurance for small businesses with zero hassle and big savings.
From $19/mo, billed monthlyThe Bottom Line
- Price
- From $19/mo, billed monthly. Compare plans
Key facts
- Digital-first insurance tailored for over 1,300 types of small businesses.
- Offers instant online quotes, policy customization, and immediate COI access.
- Provides comprehensive coverage including General Liability, Workers' Comp, BOP, and Professional Liability.
Pros
- Fast and easy online application process (under 10 minutes)
- Tailored policies for a wide range of small businesses
- Affordable pricing with paid tiers available
- Convenient digital access and management of policies
- Backed by the global financial strength of ERGO Group and Munich Re
Cons
- Product Liability insurance is not available as a standalone policy
- Specific coverage details and limitations require direct interaction with the platform
What is Next Insurance?
Available on: Web
Ratings Across the Web
Next Insurance holds an aggregate rating of 4.5 out of 5 from 1,206 reviews across G2 and Trustpilot, last checked September 12, 2026.
Ratings aggregated from independent review platforms. Learn more
Preview
Key Features
- Instant online quotes and policy purchase
- Customizable coverage options
- Immediate access to Certificates of Insurance (COI)
- Coverage for over 1,300 business types
- U.S.-based insurance advisors
- 24/7 online policy management
- Bundling discounts available
- AI Coverage Expert for personalized quotes
Pricing Plans
Pricing checked Oct 31, 2026. Source: nextinsurance.com, read Oct 31, 2026
| Plan | Price | Details |
|---|---|---|
| General Liability | Prices start at just $19/month |
Is Next Insurance worth the price?
Next Insurance offers a very competitive starting price for General Liability at $19/month, which is quite fair for small businesses seeking essential coverage.
This digital-first approach likely contributes to cost savings passed on to customers. It's best for small businesses prioritizing affordability and a streamlined insurance experience.
Hidden Costs & Gotchas
Additional coverage types increase cost
How Next Insurance's pricing compares
At $19/mo, billed monthly, Next Insurance is the most affordable of its 2 comparable direct competitors.
Entry paid plan, monthly price, billed monthly. Pricing checked Oct 31, 2026.
Next Insurance by the numbers
Toolradar data: Next Insurance's entry paid plan ($19/mo, billed monthly) ranks #52 of 146 (joint) for price among the Finance tools with a verified entry price and no stated unit, where the median is $27.50/mo. As of Nov 2026.
| Metric | Next Insurance | Peer median | Position (1 is best) |
|---|---|---|---|
| Entry paid plan | $19/mo, billed monthly | $27.50/mo | #52 of 146 (joint) tools with no stated price unit, verified price |
| Free plan | No | 31% have one | n/a |
| Listed as an alternative to | 2 tools | 3 | #342 of 644 (joint) |
| User rating | 4.5/5 (across the web, 1,206 ratings) | 4.5/5 | #104 of 302 (joint) tools with 20+ reviews |
Listed as an alternative to: #346 on 2026-10-16 to #342 on 2026-11-03 (rank among 644 tools, 1 is best).
Each position is counted among the tools that have data for that row, as noted under it. A lower entry price ranks higher; prices are read on vendor pages and compared only with tools priced on the same basis. All Finance data · How we compute this. Advertising and placement fees are not inputs to any position.
Cite this: Toolradar, “Next Insurance by the numbers”, Nov 2026.
Reviews
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Next Insurance FAQ
How does Next Insurance simplify obtaining business insurance for small businesses?
Which teams or users benefit most from Next Insurance?
How is Next Insurance priced?
What kind of coverage limitations should users be aware of with Next Insurance?
Can users manage their policies digitally with Next Insurance?
How does Next Insurance compare to Carta for small business financial needs?
Does Next Insurance offer support from advisors?
How does Next Insurance pricing compare with other Finance tools?
Source: nextinsurance.com