OnPay
Claim this toolSimplify payroll, HR, and benefits management for businesses of all sizes.
From $49/mo, billed monthly Visit WebsiteThe Bottom Line
- Price
- From $49/mo, billed monthly. Compare plans
Key facts
- Automates full-service payroll, including tax filings and payments.
- Provides integrated HR tools for hiring, onboarding, and compliance.
- Offers expert help with benefits administration like health insurance and 401(k).
Pros
- Comprehensive payroll, HR, and benefits in one platform
- Automates tax filings and payments, reducing compliance burden
- Supports various worker types (W-2, 1099, remote)
- Offers expert assistance for benefits and switching providers
- Highly rated by industry experts and users
Cons
- OnPay has no native time tracking, so hourly-heavy businesses must bolt on and pay for a third-party tool like When I Work or QuickBooks Time to capture hours.
- Its integration catalog is far thinner than comparably priced rivals and it offers no public API, whereas Gusto connects to 250-plus apps, which limits automated syncing with your existing HR and accounting stack.
- Reporting is limited to roughly seven pre-built reports with little customization and no deeper workforce analytics, so businesses needing custom cost or PTO reporting will find it shallow.
- OnPay lacks a dedicated native mobile app for employers, and several reviewers cite setup, onboarding, and billing friction with support when resolving account-specific issues.
What is OnPay?
Available on: Web
Ratings Across the Web
OnPay holds an aggregate rating of 4.7 out of 5 from 883 reviews across G2 and Capterra, last checked September 17, 2026.
Ratings aggregated from independent review platforms. Learn more
Preview
Key Features
- Direct deposit
- Hiring and onboarding
- Health insurance administration
- Built-in reporting
- PTO management
- 401(k) retirement plans
- Mobile friendly employee self-service
- Workers’ compensation management
Pricing Plans
Pricing checked Oct 31, 2026. Source: onpay.com/pricing, read Oct 31, 2026
| Plan | Price | Details |
|---|---|---|
| Partner | $49 / month + $6/worker |
+2 more Show less
|
| Elite | 20% revenue share |
Is OnPay worth the price?
OnPay's Partner tier at $49/month + $6/worker seems fair for accounting firms looking to manage client payrolls, especially with the free firm payroll and 15% revenue share.
This pricing structure is best for accounting professionals and firms seeking to offer payroll services to their clients.
How OnPay's pricing compares
At $49/mo, billed monthly, OnPay is mid-range of its 3 comparable direct competitors ($5 to $50/mo across the set).
Not ranked, different unit or currency: Predictive Index $833.33/mo flat, whole organisation, billed yearly.
Entry paid plan, monthly price, billed monthly. Pricing checked Oct 31, 2026.
OnPay by the numbers
Toolradar data: OnPay's entry paid plan ($49/mo, billed monthly) ranks #24 of 31 (joint) for price among the Payroll tools with a verified entry price and no stated unit, where the median is $25/mo. As of Nov 2026.
| Metric | OnPay | Peer median | Position (1 is best) |
|---|---|---|---|
| Entry paid plan | $49/mo, billed monthly | $25/mo | #24 of 31 (joint) tools with no stated price unit, verified price |
| Free plan | No | 15% have one | n/a |
| Listed as an alternative to | 2 tools | 3 | #40 of 78 (joint) |
| User rating | 4.7/5 (across the web, 883 ratings) | 4.4/5 | #5 of 59 (joint) tools with 20+ reviews |
Listed as an alternative to: #39 on 2026-10-16 to #40 on 2026-11-02 (rank among 78 tools, 1 is best).
Each position is counted among the tools that have data for that row, as noted under it. A lower entry price ranks higher; prices are read on vendor pages and compared only with tools priced on the same basis. All Payroll data · How we compute this. Advertising and placement fees are not inputs to any position.
Cite this: Toolradar, “OnPay by the numbers”, Nov 2026.
Reviews
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Across 883 verified user reviews on Capterra, G2
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OnPay FAQ
Does OnPay handle tax filings for both federal and state levels?
Can I pay both W-2 employees and 1099 contractors through OnPay?
What kind of HR features are included with OnPay?
Are there any limitations on how often I can run payroll?
Does OnPay support businesses with multiple pay rates or schedules?
What types of businesses does OnPay cater to?
How does OnPay pricing compare with other Payroll tools?
Source: onpay.com