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12365 reviews tracked

The Bottom Line

Entry price

Paid plans only

Biggest pro

Easy payroll

Biggest con

US only

TL;DR - Gusto

  • Gusto is an all-in-one payroll and HR platform for small businesses
  • It handles payroll, benefits, onboarding, and compliance with easy-to-use tools
  • Offers paid tiers
Pricing: Paid only
Best for: Enterprises & pros
4.6/5 across review platforms

What is Gusto?

Editorial review
Gusto is a modern payroll and HR platform for small businesses. Run payroll in minutes with automatic tax calculations and filings. Benefits administration for health insurance, 401(k), and more. Employee onboarding and document management. Time tracking integrates seamlessly with payroll. Compliance updates handle regulatory changes automatically. Payroll that actually makes running a business easier.

Available on: Web

Pros & Cons

Pros

  • Easy payroll
  • Great onboarding
  • Affordable

Cons

  • US only
  • Limited enterprise features

Ratings Across the Web

4.6(12,365 reviews)

Gusto holds an aggregate rating of 4.6 out of 5 from 12,365 reviews across G2 and Capterra, last checked March 18, 2026.

Ratings aggregated from independent review platforms. Learn more

Key Features

PayrollBenefitsHROnboardingTime trackingCompliance

Pricing Plans

Pricing checked Aug 20, 2026

Simple

$49/month + $6/person

  • Single-state payroll
  • W-2s and 1099s
  • Basic hiring and onboarding
  • Employee self-service

Plus

$89/month + $13/person

  • Multi-state payroll
  • Time tracking
  • Onboarding tools
  • Custom reports

Premium

$199/month + $24/person

  • All Plus features
  • Dedicated success manager
  • Priority support
  • Certified HR experts

Is Gusto worth the price?

75/100

Gusto's pricing is generally fair, especially for small to medium-sized businesses.

The 'Simple' tier at $49/month + $6/person is competitive for basic payroll, while the 'Plus' tier at $89/month + $13/person offers good value for growing businesses needing time tracking and multi-state payroll. The 'Premium' tier at $199/month + $24/person is expensive but justified for larger companies requiring dedicated support and HR expertise.

Hidden Costs & Gotchas

Per-person fees add up quickly

Higher tiers have significantly higher per-person costs

No free trial to test features

Potential for additional HR add-ons

How Gusto Compares to Competitors

Compared to ADP Run, Gusto's 'Simple' tier is more affordable than ADP's basic plans which often start higher. However, for larger enterprises, ADP and Paychex offer more robust, albeit pricier, solutions. Gusto generally provides better value for SMBs than traditional payroll giants.

How Gusto's pricing compares

At $49/mo, Gusto is the most premium of its 4 direct competitors.

$19
Gusto
$49

Entry paid plan, monthly. Pricing checked Aug 20, 2026.

Reviews

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4.6/5

Across 12,365 verified user reviews on G2, Capterra

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Gusto FAQ

How does Gusto simplify payroll for small businesses?

Gusto allows businesses to run payroll in minutes, featuring automatic tax calculations and filings. This streamlines the process and helps ensure compliance with tax regulations.

Which teams benefit most from using Gusto?

Gusto is designed for small businesses that need a comprehensive solution for HR, benefits, and payroll. It is particularly useful for teams looking for easy payroll processing and great onboarding experiences.

What kind of benefits administration does Gusto offer?

Gusto provides benefits administration for health insurance, 401(k), and other employee benefits. This helps businesses manage their employee compensation packages efficiently.

How does Gusto compare to Rippling for HR and payroll management?

Gusto is known for its easy payroll and great onboarding experience, while Rippling also offers comprehensive HR solutions. A key difference is that Gusto is specifically for US-based businesses, whereas Rippling serves a broader international market.

Does Gusto include features for new employee onboarding?

Yes, Gusto includes features for employee onboarding and document management. This helps businesses integrate new hires smoothly and keep all necessary paperwork organized.

What are the main limitations of Gusto?

Gusto is currently limited to businesses operating within the US. It also has limited features for enterprise-level organizations, making it best suited for small businesses.

How is Gusto priced?

Gusto is a paid product and does not offer a permanently free tier. Its pricing model is designed to be affordable for small businesses seeking comprehensive HR and payroll services.

Source: gusto.com

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