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Poplin

Claimed

A US-dollar account in your name, with mid-market transfers to 180+ countries

1% + $0.50 per USD receiving transaction
1% fee Finance
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Tracked since 2026

The Bottom Line

Best for
Individuals and businesses that get paid from abroad and need a US-dollar account in their own name, without forming a US company.
Price
1% + $0.50 per USD receiving transaction. Compare plans

Key facts

  • Open an account from more than 200 countries and send to more than 180
  • No monthly fees and nothing to pay to open or hold an account
  • Service of Maash Inc., registered with FinCEN as a Money Services Business; not a bank

Not for

Anyone who needs a payment card, an online checkout or invoicing, and residents of New York State, where accounts cannot be opened yet.

What is Poplin?

Poplin (poplinmoney.com) gives individuals and businesses a US-dollar account in their own name, with its own US account number and routing number. No US company is needed. Clients and platforms can pay in by USD, EUR, GBP or AED, depending on the customer’s country. From the balance you can send to more than 180 countries at the mid-market rate, with every fee shown before you send. Poplin is a service of Maash Inc., registered with FinCEN as a Money Services Business. It is not a bank.

Available on: Web

Data compiled by Toolradar Pricing checked · How we evaluate
Source poplinmoney.com

Preview

Key Features

  • US account number and routing number in your own name
  • Get paid in USD, EUR, GBP or AED, depending on your country
  • Send to bank accounts in more than 180 countries at the mid-market rate, with every fee shown before you send
  • Business accounts with several owners, an approval policy for each payment, and view-only members
  • Free transfers between Poplin accounts that land in seconds

Pricing Plans

Pricing checked Nov 5, 2026. Source: poplinmoney.com/pricing, read Nov 5, 2026

Poplin plans and prices, checked November 2026
Plan Price Details
Personal

1%

+ $0.50 per USD receiving transaction

EUR and GBP receiving: 1%. AED receiving: 1% + $5.00. Payouts are priced per destination.

Business

0.5%

+ $0.50 per USD receiving transaction

EUR and GBP receiving: 0.5%. AED receiving: 0.5% + $5.00. Payouts are priced per destination.

Included in all plans

  • No account or monthly fees
  • USD receiving via ACH
  • Payout fees vary by destination
View full pricing

Is Poplin worth the price?

Good value

Poplin's pricing is fair but not the cheapest: the Personal tier at 1% + $0.50 per USD receiving transaction is on par with some challenger banks but pricier than specialist services like Wise for larger amounts.

The Business tier at 0.5% + $0.50 offers better value for frequent receivers. Best for users who want a simple US account with mid-market exchange and don't mind destination-based payout fees.

Hidden Costs & Gotchas

EUR and GBP receiving

1% (Personal) or 0.5% (Business)

AED receiving

1% + $5.00 (Personal) or 0.5% + $5.00 (Business)

Full Poplin pricing: every plan, hidden costs and alternatives

Email me when Poplin changes its price

One email per change, found on the vendor's own pricing page. Unsubscribe any time.

Recent pricing updates

Changes we detected on the Poplin pricing page.

  • Prices first read on the vendor page: Personal 1% + $0.50 per USD receiving transaction; Business 0.5% + $0.50 per USD receiving transaction.

Reviews

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Best Poplin Alternatives

Top alternatives based on features, pricing, and user needs.

Wise logo
Wise Freemium

International money transfers and accounts

4.1
Payoneer logo
Payoneer Paid

Global payment solutions for businesses, freelancers, and marketplaces to pay, get paid, and grow globally.

3.7
Airwallex logo
Airwallex Freemium

The global payment and financial platform for growing businesses.

3.5
See all finance tools →

Still deciding?

Most buyers shortlist 2 or 3 tools before committing. Pull a side-by-side comparison or browse the full alternatives shortlist below.

Poplin vs Wise Head-to-head: features, pricing, who wins Poplin vs Payoneer Head-to-head: features, pricing, who wins Poplin vs Airwallex Head-to-head: features, pricing, who wins

Explore More

Poplin FAQ

How does Poplin help international freelancers receive payments?

Poplin gives you a US-dollar account with its own US account number and routing number, so clients in the US can pay you as if you have a local US bank account, without needing a US company. This makes it a practical solution for freelancers and remote workers who want to avoid the hassle of setting up a US business entity.

How does Poplin differ from Wise for US-dollar transfers?

Compared to Wise, a direct competitor, Poplin provides a dedicated US account with a routing number and account number in your name, which can be a key differentiator for users who need a US-based account to receive payments. Both services use mid-market rates, but Poplin focuses on receiving USD, EUR, GBP, or AED and sending to over 180 countries.

What are the limitations of using Poplin?

Poplin is not a bank but a Money Services Business registered with FinCEN, so it is subject to different regulations and does not offer the same protections as a traditional bank. Additionally, Poplin is a paid product with no permanently free tier, meaning you will pay fees for its services.

Which teams or what kind of user benefits most from Poplin?

Individuals and businesses that need to receive USD payments without forming a US company benefit most from Poplin, such as international freelancers, remote teams, and e-commerce sellers. Poplin provides a US account number and routing number, allowing these users to accept payments from US clients or platforms easily.

How is Poplin priced?

Poplin is a paid product with no permanently free tier, so you pay fees for using the service. All fees are shown before you send a transfer, and the exchange rate is set at the mid-market rate without markup, giving you full visibility into costs.

Can Poplin accept payments in currencies other than USD?

Yes, Poplin can accept payments in USD, EUR, GBP, or AED, depending on the customer's country. This allows clients and platforms to pay you in a currency that suits you, while the funds are held in your US-dollar account.

Does Poplin provide US bank account details?

Yes, Poplin provides a US account number and routing number in your name, which is part of the US-dollar account you can open without needing a US company. This lets you receive USD payments directly from US clients or platforms as if you had a local US bank account.

How does sending money with Poplin work?

From your Poplin balance, you can send to more than 180 countries at the mid-market rate, with every fee displayed before you confirm the transfer. This ensures you know the exact cost and exchange rate upfront, making international payments straightforward and transparent.

Source: poplinmoney.com

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