Best Tools for Startups 2026
Updated: February 2026
Best software tools for startups and early-stage companies. Find affordable, scalable solutions to launch and grow your business. We've curated 15 tools specifically suited for startups.
Key Takeaways
- Hiveage is our #1 pick for expense management for startups in 2026.
- We analyzed 15 expense management for startups tools to create this ranking.
- 15 tools offer free plans, perfect for getting started.
15 Expense Management Tools for Startups
GnuCash
Personal and small-business financial-accounting software for tracking income, expenses, stocks, and more.

Crunch
Online accounting software and expert advice for UK sole traders and limited companies.
Moss
Spend smarter with automated purchasing, approvals, and bookkeeping for businesses.

Finaloop
Full-service bookkeeping and real-time accounting software for e-commerce brands.
Rho
Integrated business banking, corporate cards, and treasury management for growing companies.

Cloudchipr
Cloud Optimization Platform: Control costs, gain visibility, and automate savings across all your clouds.
Tradogram
Automate and optimize your purchasing process with an all-in-one procurement management platform.

Yomio
Track every item on your receipts, understand spending patterns, and manage family budgets effortlessly.
Invoice Ninja
Streamline invoicing, payments, and expense tracking for freelancers and small businesses.
Best Expense Management for Other Use Cases
Frequently Asked Questions
What is the best expense management tool for startups?
Based on our analysis, Hiveage is the top choice for startups, with a score of /100.
Are there free expense management tools for startups?
Yes! Hiveage, GnuCash, Sage Intacct offer free plans suitable for startups.