Best Expense Management for Small Business 2026
Updated: February 2026
Affordable and easy-to-use expense management tools perfect for small businesses and growing teams. We've curated 13 tools specifically suited for small business.
Key Takeaways
- Mercury is our #1 pick for expense management for small business in 2026, scoring 88/100.
- We analyzed 13 expense management for small business tools to create this ranking.
- 13 tools offer free plans, perfect for getting started.
- Average editorial score: 83/100 - high-quality category.
Why Small Business Need Specialized Expense Management Tools
Affordable pricing
Easy to set up
Scales with your business
No enterprise complexity
13 Expense Management Tools for Small Business
Relay
Online business banking for clear cash flow, meticulous organization, and financial control.
Novo
Smarter online business banking solutions for small businesses and self-employed entrepreneurs.
Wise Business
The only business account you need to go global, making international payments and finances easy.
Pleo
Transform business spending into success with smart company cards and automated expense management.
Best Expense Management for Other Use Cases
Frequently Asked Questions
What is the best expense management tool for small business?
Based on our analysis, Mercury is the top choice for small business, with a score of 88/100. It offers affordable pricing and easy to set up.
Are there free expense management tools for small business?
Yes! Mercury, Harness CCM, Mercury offer free plans suitable for small business.