Paycor vs OnPay: Which Should You Choose in 2026?
Choosing between Paycor and OnPay comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Paycor
Paycor
Best for you if:
- • You want to try before committing
- • You need paycor
- • You want to start free and upgrade later
OnPay
OnPay
Best for you if:
- • You need onpay
- • You need professional-grade features
| At a Glance | ||
|---|---|---|
Price | Free + Paid | Paid |
Best For | Payroll | Payroll |
Rating | —/100 | —/100 |
| Feature | Paycor | OnPay |
|---|---|---|
| Pricing Model | Freemium | Paid |
| Editorial Score | — | — |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | PayrollHRIS | Payroll |
Understanding the Differences
Both Paycor and OnPay solve similar problems, but they approach them differently.Paycor positions itself as "paycor" while OnPayfocuses on "onpay". These differences matter depending on what you're trying to accomplish.
When to Choose Paycor
Paycor makes sense if you're looking for a budget-friendly option with a free tier solution.
When to Choose OnPay
OnPay is worth considering if you need a professional-grade tool.
Who Should Use What?
Bootstrapped or small team?
When every dollar counts, Paycor lets you get started without pulling out your credit card.
We'd pick: Paycor
Growing fast?
Your team doubled last quarter and you need tools that won't break when you add 50 more people. OnPay is built for teams that are leveling up.
We'd pick: OnPay
Enterprise with complex needs?
You need SSO, compliance certifications, and a support team that picks up the phone. OnPay takes enterprise seriously.
We'd pick: OnPay
Still not sure? Answer these 3 questions
How much can you spend?
Tight budget? Start free with Paycor, upgrade when you're ready.
Do you care what other users think?
Both have similar review counts. Read a few before you commit.
Expert opinion or crowd wisdom?
Our team rated Paycor higher (/100). But the community has upvoted OnPay more (0 votes). Pick your source of truth.
Key Takeaways
What Paycor Does Better
- Our recommendation for most use cases
Consider OnPay If
- Its specific features better match your workflow
- You prefer its interface or design approach
The Bottom Line
If we had to pick one, we'd go with Paycor. But the honest answer is that "better" depends on your situation. Paycor scores higher in our analysis, but OnPay might be the right choice if its specific strengths align with what you need most. Take advantage of free trials to test both before committing.
Frequently Asked Questions
Is Paycor or OnPay better?
Based on our analysis, Paycor scores higher with high/100. Paycor isfreemium while OnPay is paid. The best choice depends on your specific needs and budget. We recommend testing both with free trials if available.
Can I switch from Paycor to OnPay easily?
Migration difficulty varies. Check if both tools support data export/import in compatible formats. Some tools offer migration assistance or have integration partners who can help with the transition.
Do Paycor and OnPay offer free trials?
Most software in this category offers free trials or free tiers. Paycor is freemium with a free tier.OnPay is paid with potential trial. Visit their websites for current trial offers.