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Paylocity vs Employee Navigator: Which is Better in 2026?

Choosing between Paylocity and Employee Navigator comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.

Bottom line: Employee Navigator wins this matchup. Our overall HRIS pick is BambooHR. Our free HRIS pick is Paycom. Pick Paylocity if you need its specific feature set.

··Methodology
Editor reviewed1 verified reviews comparedPricing checked Sep 2026

Short on time? Here's the quick answer

We've tested both tools. Here's who should pick what:

Paylocity

Unify HR, Finance, & IT for simplified operations and empowered teams.

Best for you if:

  • You want good payroll platform
  • You want hR features

Employee Navigator

Benefits, HR, and compliance for brokers and employers

Best for you if:

  • You want comprehensive all-in-one platform for benefits, HR, and compliance, reducing the need for multiple tools
  • You want extensive integration ecosystem with numerous partners, enabling seamless data flow
At a Glance
PaylocityPaylocity
Employee NavigatorEmployee Navigator
Starts at
$5/moBase HR
Custom
Best For
HRISHRIS
Rating
4.4/54.6/5
Free plan
No No

Choose Paylocity or Employee Navigator?

Paylocity

Choose Paylocity if

Unify HR, Finance, & IT for simplified operations and empowered teams.

  • You want good payroll platform
  • You want hR features
Employee Navigator

Choose Employee Navigator if

Benefits, HR, and compliance for brokers and employers

  • You want comprehensive all-in-one platform for benefits, HR, and compliance, reducing the need for multiple tools
  • You want extensive integration ecosystem with numerous partners, enabling seamless data flow
FeaturePaylocityEmployee Navigator
Pricing ModelPaidPaid
User Rating
4.4/5
8,205 reviews
4.6/5
349 reviews
Categories
HRISPayroll
HRISEmployee Onboarding

In-Depth Analysis

PaylocityPaylocity

Unify HR, Finance, & IT for simplified operations and empowered teams.

Starts at $5/mo
Fair value

Paylocity's pricing, particularly for the "Full Suite" at $22-32/user/month plus significant implementation fees, appears expensive compared to many market alternatives.

Watch out

Implementation fees (10-20% of annual)

Strengths

  • +Good payroll platform
  • +HR features
  • +Good UI
  • +Fair pricing
  • +Good support

Weaknesses

  • -Per-employee pricing
  • -Learning curve
  • -Implementation time
  • -Feature gaps
  • -Contract commitment

Key features

Payroll processingHR managementTime trackingBenefits administrationTalent managementCompliance

Employee NavigatorEmployee Navigator

Benefits, HR, and compliance for brokers and employers

Starts at Custom · 5.0/5 from 1 reviews
Fair value

Employee Navigator's pricing is opaque (all tiers require contacting sales) and likely expensive for small brokers, as the feature progression from Enhanced to Platinum suggests significant cost escalation for essentials like 834 EDI and priority support.

Strengths

  • +Comprehensive all-in-one platform for benefits, HR, and compliance, reducing the need for multiple tools.
  • +Extensive integration ecosystem with numerous partners, enabling seamless data flow.
  • +Designed specifically for insurance brokers, with features like agency management integrations and broker analytics.

Weaknesses

  • -Primarily targeted at brokers, not directly for employers without a broker relationship.
  • -Pricing can add up for larger client bases.

Key features

Benefits administration with online enrollment and life event trackingACA reporting with variable hour management, 1095/1094 reporting, and affordability calculatorNew hire onboarding and compliance task managementTime-off (PTO) tracking and asset trackingCustomizable plan libraries, reports, and broker/HR analyticsIntegrations with 600+ carriers, payroll, and TPA partners

Pricing: Paylocity vs Employee Navigator

PlanPaylocityEmployee Navigator
Tier 1
$5
Base HR
Contact Sales
Enhanced
Tier 2
22-32
Full Suite
Contact Sales
Enhanced Plus
Tier 3N/A
Contact Sales
Elite
Tier 4N/A
Contact Sales
Platinum

Pricing verified from each vendor's public pricing page. Compare in detail on Paylocity pricing and Employee Navigator pricing.

Who Should Use What?

On a budget?

Both are paid. Compare plans on their websites.

Go with: Employee Navigator

Want the highest-rated option?

Paylocity: 4.4/5 (8,205 reviews). Employee Navigator: 4.6/5 (349 reviews).

Go with: Employee Navigator

Value user reviews?

Paylocity: 8,205 reviews (4.4/5). Employee Navigator: 349 reviews (4.6/5).

Go with: Paylocity

3 Questions to Help You Decide

1

What's your budget?

Both are paid. Pricing won't help you decide here.

2

What's your use case?

Both are hris tools. Compare their specific features to decide.

3

How important are ratings?

Employee Navigator is rated higher: 4.6/5 vs 4.4/5.

Key Takeaways

Employee Navigator

  • Higher user rating: 4.6/5 vs 4.4/5
  • More user reviews (1)
  • Our pick for this comparison

Paylocity

  • Larger review base (8,205 reviews)

The Bottom Line

Employee Navigator wins this matchup. Our overall HRIS pick is BambooHR. Our free HRIS pick is Paycom.

What Users Say

Paylocity Reviews

No reviews yet

View all reviews →

Employee Navigator Reviews

★★★★★Verified

Employee Navigator

My insurance agent loves it!

View all reviews →

Frequently Asked Questions

Is Paylocity or Employee Navigator better?

Employee Navigator is rated 5.0/5 in our evaluation. Both are paid.

What are Paylocity and Employee Navigator used for?

Paylocity: Unify HR, Finance, & IT for simplified operations and empowered teams.. Employee Navigator: Benefits, HR, and compliance for brokers and employers.

What does Paylocity cost vs Employee Navigator?

Paylocity is a paid tool. Employee Navigator is a paid tool. Visit their websites for detailed pricing.

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