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Secure, permissioned access to financial data via direct API

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Tracked since 2026

The Bottom Line

Price
Paid plans only. Compare plans

Key facts

  • Bank-owned financial data network
  • Direct APIs without screen scraping
  • Focus on consumer consent and security

Pros

  • Bank-owned and trusted
  • No screen scraping
  • Better reliability
  • Strong security
  • Consumer-friendly permissions

Cons

  • Limited bank coverage
  • Newer platform
  • Growing network
  • Enterprise focus

What is Akoya?

Akoya is a financial data network founded by major US banks (including Fidelity, JP Morgan, and Wells Fargo) to provide secure, permissioned access to financial data. Unlike screen-scraping competitors, Akoya uses direct API connections with full consumer consent and bank participation. The network approach means better data quality, higher reliability, and improved security. Akoya is positioned as the bank-friendly alternative to traditional aggregators, emphasizing data rights and consumer control.

Available on: Web

Key Features

  • Direct API connections
  • Bank-owned network
  • Consumer consent framework
  • No screen scraping
  • High reliability
  • Financial data access
  • FDX compliant
  • Enterprise security

Pricing Plans

Pricing checked Oct 5, 2026. Source: akoya.com/contact, read Oct 5, 2026

Akoya plans and prices, checked October 2026
Plan Price Details
Enterprise

Custom

Contact sales

  • Direct API access
  • Bank network connections
  • Consumer consent tools
+1 more
  • Enterprise support

Is Akoya worth the price?

Fair value

It's best suited for financial institutions and fintechs requiring secure, direct access to consumer financial data.

Hidden Costs & Gotchas

Premium support add-ons

Full Akoya pricing: every plan, hidden costs and alternatives

Email me when Akoya changes its price

One email per change, found on the vendor's own pricing page. Unsubscribe any time.

Akoya by the numbers

Akoya compared with 502 API Tools tools on Toolradar, as of Oct 2026
Metric Akoya Peer median Position (1 is best)
Free plan No 73% have one n/a
Listed as an alternative to 3 tools 2 #170 of 502 (joint)

Listed as an alternative to: #163 on 2026-10-16 to #170 on 2026-10-31 (rank among 502 tools, 1 is best).

Each position is counted among the tools that have data for that row, as noted under it. All API Tools data · How we compute this. Advertising and placement fees are not inputs to any position.

Cite this: Toolradar, “Akoya by the numbers”, Oct 2026.

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Akoya FAQ

How does Akoya ensure data security and consumer control?

Akoya provides secure, permissioned access to financial data through direct API connections, eliminating screen scraping. This approach, combined with full consumer consent and bank participation, enhances security and gives consumers control over their data rights.

Which teams would benefit most from using Akoya?

Akoya is best suited for enterprise-level financial institutions and fintech companies that require secure, reliable access to financial data. Its focus on direct API connections and bank participation makes it ideal for organizations prioritizing data quality and consumer-friendly permissions.

How is Akoya priced?

Akoya is a paid product and does not offer a permanently free tier. Its pricing model is designed for enterprise use, reflecting its secure and reliable financial data access services.

What kind of financial data access does Akoya provide?

Akoya provides access to financial data directly through API connections, which ensures better data quality and higher reliability compared to traditional methods. This network approach is supported by major US banks, offering a robust solution for financial data needs.

Can Akoya be used for secure financial data aggregation?

Yes, Akoya is designed for secure financial data aggregation, emphasizing direct API connections rather than screen scraping. This method ensures improved security and reliability for accessing financial information with consumer consent.

What are the main trade-offs when considering Akoya?

Akoya is a newer platform with a growing network, which means it currently has limited bank coverage compared to more established solutions. Its enterprise focus also means it may not be suitable for smaller-scale operations.

How does Akoya compare to Plaid for financial data access?

Unlike Plaid, Akoya uses direct API connections with full consumer consent and bank participation, avoiding screen-scraping methods. This approach, backed by major US banks, aims for better data quality, higher reliability, and improved security.

Source: akoya.com

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