Column

Column is a nationally chartered bank designed to provide the banking backbone for tech companies and financial institutions. It offers a platform that allows businesses to move, hold, and lend money at scale, enabling them to build and fund new financial products. Unlike traditional banks, Column is built from the ground up as a software company, eliminating middleware and legacy systems to offer speed, control, and advanced regulated infrastructure. The platform is ideal for businesses looking to integrate banking services directly into their applications. It supports a wide range of financial operations including programmatically opening and managing FDIC-insured bank accounts (FBO, sweep, clearing, custom types), originating various payment types (wires, ACH, book transfers), building custom card programs with major networks, and facilitating loan origination for credit products. Column emphasizes its high uptime, significant transaction volume, and leadership in real-time payments, catering to companies that require robust and scalable financial infrastructure.