Is Public worth the price?
Public's pricing is exceptional value - the entire platform is free with no paid tiers, offering multi-asset investing, AI agents, options rebates, and high yield on cash.
This is far more generous than most competitors who charge subscription fees or trade commissions. It is best for cost-conscious retail investors who want a comprehensive investing toolkit without any upfront cost.
Pricing Plans
Free
- Multi-asset investing
- AI Agents
- 3.3% APY on cash
- Stocks, Bonds, Treasuries, Options, Crypto, ETFs
- Bond Account 5.70% yield
- High-Yield Cash Account 3.30% APY
- Treasury Account
- Direct Indexing
Hidden Costs & Gotchas
Margin interest rates for borrowed funds
Possible withdrawal fees from cash accounts
Limited instant buying power beyond $250k
Options rebates may have conditions
Which Plan Do You Need?
Retail investors seeking zero fees
Options traders wanting rebates
Crypto IRA investors
How Public Compares to Competitors
Public offers a more generous free tier than Robinhood or Webull, which typically require paid subscriptions for advanced features like AI agents or direct indexing. While Robinhood Gold costs $5/month for premium features, Public provides similar capabilities at no cost, though its rebate structure and asset selection may differ. For the price (free), it is unmatched in value.
Public Pricing FAQ
How much does Public cost?
Public is free to use. No subscription or one-time fee is required for the core product.
Does Public have a free plan?
Yes. Public offers a free plan called "Free". It includes: Multi-asset investing, AI Agents, 3.3% APY on cash.
Is there a cheaper alternative to Public?
Yes. Popular alternatives to Public include MonkeyLearn, Brandfolder, Intelligence Node, Evisort. Free alternatives include MonkeyLearn, Meshy. Compare them side-by-side on Toolradar.
Cheaper alternatives to Public
2 of 6 direct competitors below offer a free plan. Per-seat pricing varies up to 60% across this set.
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