
Best sherloc alternatives in 2026
13 direct alternatives to sherloc, compared on pricing, features, and best-for use cases. Pick the right replacement without the marketing fluff.
Curated by Louis Corneloup · Updated Cite this list: Toolradar, best sherloc alternatives 2026, toolradar.com/alternatives/sherloc
Why people consider alternatives to sherloc
sherloc is a financial forecasting tool designed specifically for UK SMEs, helping them gain clarity on their cash flow, plan for growth, and make data-driven decisions.
Teams most often switch away when one of these starts to bite:
- Pricing at scale as usage or premium tiers add up.
- Missing integrations with the rest of your stack.
- Performance or scale limits as your needs grow.
- A specific feature gap you have hit in finance.
The 13 alternatives below cover the same core job (finance) with different trade-offs.
13 alternatives to sherloc
Ranked by G2 and Capterra ratings, media mentions, and editor review, plus how directly they replace sherloc.
- 1

Wise
Free plan Cheaper than sherlocInternational money transfers and accounts
4.1 /5 across G2, Capterra and Trustpilot · 287,986 ratings, Sep 2026
- 2

Spendesk
PaidCentralized spend management for businesses, offering control, efficiency, and real-time insights.
4.6 /5 across G2 and Capterra · 649 ratings, Sep 2026
- 3

Planful
PaidDrive financial performance and strategic decision-making with AI-powered planning and analytics.
4.3 /5 across G2 and Capterra · 585 ratings, Sep 2026
- 4

Phocas
PaidUnifying BI and FP&A for smarter, AI-enabled insights, planning, and reporting.
4.6 /5 across G2 and Capterra · 331 ratings, Sep 2026
- 5

Prophix
PaidAI-powered financial planning, reporting, and close for complex mid-sized businesses.
4.5 /5 across G2 and Capterra · 349 ratings, Sep 2026
- 6

Jirav
PaidAll-in-one forecasting, budgeting, reporting, and dashboarding solution for finance and accounting.
4.8 /5 across G2 and Capterra · 214 ratings, Sep 2026
- 7

Mercury
100% free Cheaper than sherlocBusiness banking for startups. Open an account online in minutes
4.6 /5 across G2 and Capterra · 182 ratings, Sep 2026
- 8

Carta
PaidEquity management and cap table software
3.7 /5 across G2 and Trustpilot · 238 ratings, Sep 2026
- 9

Runway
PaidModern FP&A platform for financial planning and scenario modeling
4.2 /5 on G2 · 101 ratings, Sep 2026
- 10

Float
PaidUnlock cash visibility and make confident financial decisions with visual cash flow forecasting.
4.8 /5 on G2 · 45 ratings, Sep 2026
- 11

Trovata
PaidAutomate cash management and treasury operations with real-time bank data and AI-powered insights.
4.8 /5 on G2 · 34 ratings, Sep 2026
- 12
Spot by NetApp
PaidOptimize hybrid IT spend and risk across ITAM, SaaS, FinOps, and more with a unified platform.
4.8 /5 on G2 · 16 ratings, Aug 2026
- 13

Monarch Money
PaidTrack, budget, plan, and do more with your money all in one app.
Frequently asked questions
What is the best alternative to sherloc?
Based on real-signal scoring (G2 and Capterra ratings, media mentions, and editorial review), the top alternatives to sherloc are Wise, Spendesk, Planful. Each solves the same core job with different trade-offs on pricing, features, and integrations.
Is there a free alternative to sherloc?
Yes. Mercury is 100% free (no paid upgrade path) (Business banking for startups. Open an account online in minutes). Freemium tools on this list offer a free tier with paid upgrades; they are not the same as fully free.
Why do people look for sherloc alternatives?
Common reasons teams switch away from sherloc: pricing that scales aggressively, missing integrations with the rest of their stack, performance or scale limits, or a specific feature gap in finance. The alternatives on this page solve the same core problem with different trade-offs.
Side-by-side comparisons
In-depth comparison pages for sherloc versus each alternative.

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